James Jin
President | NMLS # 288699
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
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Great experience working with James and his team.
This was the best refinance process we’ve been through. James and his team secured us an ideal rate and kept us on track with timely reminders to submit documents. They were always pleasant and helpful and available. We recommend them wholeheartedly....
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Great team to work with! They have an efficient website in place making it super easy to provide all necessary documents.
Low interest rate and cost.
One of the better loan processes I have been through. The supporting loan documentation request was not as demanding and time consuming as other loans I have applied for with other companies.
I have refinanced with James many times. He and his team have always provided great service.
Appreciate all prompt responses keeping me informed the whole process.
Process was painless.
James is a true professional. I will give him 10/10. He is very prompt & value the time. I was refinancing first time and as usual had lots of questions/concerns, but thanks to him he explained/clarified all the doubts. He kept his commitment...
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The great service and quick process
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 288699