
James Jin
President | NMLS # 288699

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
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The entire refinance process is smooth and fast. And James always provide the most competitive rate.
James is very responsive and customer oriented. Follows up quickly on questions and concerns and makes the process easy to navigate.
Process was smooth from the start to the finish
The whole refinance process was a pain. It was very slow, handled in an unprofessional and inefficient way.It took almost three months! They waited until February to ask questions about the documents we submitted in December. The loan documents...
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James and his team always go out of their way to help us get the best loans and interest rates. We are so pleased with the diligent work the team does. Thank you so much
I've been working with James and his team for about a decade now. He and his team are always very responsive and timely in the hustle to get a refinancing completed on time.
The entire process from start to finish took quite long, and there was an extended period in between where there wasn't any update. There were also more errors and oversights that we were comfortable with, I realize much of this may not be...
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When I had questions, James' team answered them quickly
Great service, respond very fast.
Great Communication. Was fast and easy.
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 288699