
James Jin
President | NMLS # 288699

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
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Awesome CX!
James Jin is very knowledgeable and experienced, and provides great customer services over the years.
Prompt and reliable service with complete transparency!
Zoua was super efficient, went out of her way to find solutions, and always there for us.
Finding a mortgage that works for customers is your biggest advantage. I did not have to shop around and your quotes beat everyone out there. Most importantly, you helped us navigate through the complex loan process and your team esp. Zoua...
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James and his team worked swiftly and thoughtfully to help me secure a loan at a favorable rate. They paid attention to detail and took care of all the back-end paperwork. I appreciate them a lot and will refer them the next time any of my...
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James responded quickly to my questions. The loan was closed extremely fast!
The team at GMCC is beyond superb, they work hard and always reply promptly to any questions, they are also super-efficient, it was amazing that they finalized my loan in just a few days.
Everyone who worked on had absolute phenomenal communication
The loan market is competitive and most will offer around the same ball park in terms of interest rate and loan fees. I refinanced twice and recently purchased a new home with GMCC and James as my agent and there's a great reason for this:...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 288699