James Jin
President | NMLS # 288699
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
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I've worked with James on my finance need for over ten years. I can always trust that James can deliver competitive rates and reliably close the case. The communication with James and his team was smooth and I always got prompt response on...
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Awesome mortgage company, it provides a great interest rate and a professional service!!
We have refinanced our properties with James several times. His kindness to people and devotion to work impress us very much. James is not only an experienced loan officer but also a wonderful professional. He studies the market trend and tries...
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James was great to work with and made the entire loan process quick and easy! Highly Recommend!
We’ve worked with James for nearly 20 years. We always know we’re getting the best mortgage as he’s always looking for the best rates for us. He will also be very transparent and honest when it’s not worth refinancing at that time. Thanks James!...
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He and his team are on top of the whole process. Very smooth.
James always put the customer as 1st priority and always tries to get the best rate for me. He has been patient and provided all the rich information for me to choose, and thus I can made the best decision at the best time. His assistant Anne...
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so efficient! Amazing team!
Fast response, expedited service. Very Informative
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 288699