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Guild Mortgage - Jack O'Neal
Loan Officer

I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycl... Show More
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I had the listing in a contingent transaction with a few different moving pieces, the closing date ended up being able to get moved up with was a huge win for everyone--Jack had the file ready to close early
Reply from Jack O'Neal
December 17th, 2024 06:32 PM
I'm really pleased to hear that you had a positive experience with your purchase, Casey. It's always great when we can move things along faster than expected. I'm glad I could get the file ready to close early for you. It's awesome that it...
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Jack was great to work with and we had a great experience from start to closing
Reply from Jack O'Neal
December 2nd, 2024 02:43 PM
Thank you Eric! It was a pleasure to help you and get to know you through the process. Hope your family enjoys your new home! Please let me know if there is ever anything I can do to help.
Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Chantal S
Reply from Owner
December 2nd, 2024 02:44 PM
Thank you so much for your 5-star rating, Chantal! It always feels great to hear positive feedback from satisfied clients. Your feedback validates the hard work we put into providing top-notch service at Guild Mortgage. If you need any assistance...
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Efficient process and trust in loan officer to get things done
Reply from Jack O'Neal
December 2nd, 2024 02:45 PM
I'm thrilled to hear that you found our process efficient and trustworthy, Chantal. It was my pleasure to assist with your refinance and make sure everything was done well. Your feedback means a lot to me and the entire Guild Mortgage team....
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Jack is very knowledgeabl, attentive & on task.
our clients had a great experience!
Reply from Jack O'Neal
December 2nd, 2024 02:46 PM
Thanks Jo Jo! I'm thrilled to hear that your clients had a great experience with us here at Guild Mortgage. It's always gratifying to know that my attentiveness and knowledge are making a positive impact. Thank you for the 5-star rating and...
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I can always relay on Jack getting the deal to closing!
Reply from Jack O'Neal
December 2nd, 2024 02:46 PM
Thanks for the stellar review, Ron! I'm thrilled to hear that you're satisfied with the service provided. At Guild Mortgage, we always strive to ensure a smooth and efficient closing process. Your positive feedback reiterates the fact that...
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Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Lori C
Reply from Owner
April 16th, 2025 02:55 PM
Thank you for your positive review, Lori. Your satisfaction is important to me, and I appreciate your feedback. If there's anything else I can assist you with, please let me know.
Jack is very responsive and works hard.
Reply from Jack O'Neal
November 27th, 2024 03:23 PM
It's wonderful to hear that you're satisfied with the service provided, Lori. Your positive feedback is a great reinforcement and it always pushes me to work even harder. It was a pleasure assisting you with your loan purchase. If you have...
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Jack is super easy to work with, is an expert in home loans and refinancing and does what he says he will do. I have worked with him in the past and completely trust him! He is outstanding in finding ways for his clients to save money on their...
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Reply from Jack O'Neal
November 9th, 2024 07:13 PM
Hey Robin, thank you so much for your high praise and the top-notch rating! I'm thrilled to hear you found our process easy and that you trust my expertise in home loans and refinancing. Helping clients like you save money on their home loans...
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Jack is a caring person and he helped me on another loan and went over snd beyond to make sure the loan went through. Jack will do his best to get the right loan for you.
Reply from Jack O'Neal
October 30th, 2024 02:34 AM
Hi Debby, thank you so much for your kind words and the 5-star rating. I'm glad I was able to help with your refinance, and go above and beyond to ensure everything went smoothly. It's always my goal to find the best possible loan for each...
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About
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgages. Purchase focused, but we do refinances as well. Conventional, FHA, VA and USDA.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 277559
Disclaimer
I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141; NMLS ID: 277559; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.