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Guild Mortgage - Jack O'Neal
Loan Officer

I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycl... Show More
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Jack and his team were increadably helpful. They are proactive in requesting any information/docs to get our loan approved in a short period of time. They are available to communicate with anytime through text or voice. Great bunch of folks....
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Jack and his team were increadably helpful. They are proactive in requesting any information/docs to get our loan approved in a short period of time. They are available to communicate with anytime through text or voice. Great bunch of folks....
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My wife and I decided to divorce and I opted to relocate to Grand Junction, amid the Covid outbreak. You want to talk about a stressful period of time! My realtor put me in touch with Jack O’Neal and his team and I have nothing but glowing...
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I had been trying for a couple of years to get my lease with option to buy home financed. I would get to closing with other lenders in Grand Junction and did not close because they didn't do all of the required work. With Academy Mortgage they...
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Jack and his team were increadably helpful. After other lenders laughed at my credit score, we went to Jack. He took us seriously and gave me real advise on hownto turn my credit around, and gave me realistic expectations on when we could purchase...
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Buying a house during the pandemic is no easy task but Jack and team were wonderful to work with. When there was a hiccup in the process he was quick to get it resolved.
Jack is outstanding as a senior loan officer with extensive experience. He was able to get the job done on time in very difficult times. I would highly recommend Jack to anyone that wants to deal locally and in person.
I had been trying for a couple of years to get my lease with option to buy home financed. I would get to closing with other lenders in Grand Junction and did not close because they didn't do all of the required work. With Academy Mortgage they...
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I worked with Jack for a couple of years before we bought our first house with him.We had to work through some reporting issues with a previous lender, and Jack was Most helpful and very patient.He did so well for us, that when it came time...
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Jack was very efficient in getting what he needed to get our loan approved. He is proactive in requesting any information/docs to get our loan approved in a short period of time! He was always in communication with us & very professional &...
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About
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgages. Purchase focused, but we do refinances as well. Conventional, FHA, VA and USDA.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 277559
Disclaimer
I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141; NMLS ID: 277559; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.