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Guild Mortgage - Jack O'Neal
Loan Officer

I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycl... Show More
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Reviews from Web
Closed in less than three weeks which was awesome as I could hardly contain our clients buying their first home!!! Thank you again for your great service!
Reply from Jack O'Neal
March 6th, 2024 02:37 PM
We are thrilled to hear about your positive experience, Harriet! It was a pleasure to get the deal closed for your clients in less than three weeks. At Academy Mortgage, we always strive to provide the best service and help our clients achieve...
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Jack made the highest effort to expedite this loan process as quickly and efficiently as possible, doing whatever was needed at any time with minimal delays. Our experience was a delight and would recommend him and academy to anyone needing...
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Reply from Jack O'Neal
March 6th, 2024 02:37 PM
Thank you Paul! It was a pleasure to help you and Pam get into your new home! Please let me know if there is ever anything else I can do for you!
Jack is always on top of everything & makes all teansaction flow smoothly.
Reply from Jack O'Neal
March 6th, 2024 02:37 PM
I'm truly grateful for your kind words and high rating, Lori Ann. We always strive to provide the best service possible and keep things running smoothly. Your feedback reinforces the hard work we put in at Academy Mortgage every day. Thank...
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Very knowledgeable and helpful
Reply from Jack O'Neal
March 6th, 2024 02:37 PM
Thank you Nicholas for your generous rating and positive review. It's uplifting to know that my knowledge and assistance have been helpful. Your feedback is greatly appreciated and is what helps us at Academy Mortgage strive to deliver the...
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Communication . What a nice surprise to see you at closing. Nowadays most lenders do not show up. My clients love you!
Reply from Jack O'Neal
March 6th, 2024 02:37 PM
I'm delighted to hear that you and your clients had such a positive experience, Rai. It's a priority for us to communicate effectively and personally attend closings whenever possible. I'm glad this was appreciated. Thank you so much for your...
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Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Nicole H
Reply from Owner
January 8th, 2024 09:21 PM
Thanks Nicole! It was a pleasure helping you! Let us know if we can ever do anything else to help you or anyone on your team.
Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Nicole H
Reply from Jack O'Neal
March 6th, 2024 02:37 PM
I'm really glad to hear that you've had such a positive experience, Nicole. Your high rating is greatly appreciated. I aim to provide the best service here at The Jack O'Neal Team, so I'm always thrilled when that is reflected in feedback....
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Thorough, straightforward, and communicative.
Reply from Jack O'Neal
March 6th, 2024 02:37 PM
Thanks Nicole! Bruna is amazing and I am so fortunate to have her on my team! We truly appreciate the opportunity to help you and look forward to the next one!
Great to work with
Reply from Jack O'Neal
March 6th, 2024 02:37 PM
Always a pleasure Rocky! This closing was very rewarding as the borrower's daughter was with her at the closing and she said that she was almost to cry she was so happy! That's what makes it all worthwhile!
Jack and his team did an amazing job. From start to finish they were flexible with the buyers schedule and extremely helpful. They made the process smooth and everything was done ahead of time. We will use them again!
Reply from Owner
February 6th, 2024 04:57 PM
I'm thrilled to hear that you had such a positive experience with my team at Academy Mortgage! We always aim to be as flexible and helpful as possible to meet the unique needs of each buyer. Knowing that we were able to make the process smooth...
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About
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgages. Purchase focused, but we do refinances as well. Conventional, FHA, VA and USDA.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 277559
Disclaimer
I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141; NMLS ID: 277559; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.