

Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094

Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Excellent Experience with Cheryl and I will definitely be recommending her services in every possible situation.
Cheryl Euart is a Caring, Knowleable, Professional Loan Officer. I met Cheryl when I was representing my Seller. Cheryl was the Loan Officer for the Buyer that was purchasing the property I had Listed for my Seller. Cheryl reached out to me...
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The initial information session held at Hamilton Community Lending was informative and introduced me to a team of professionals who would be involved in the home buying process I was undertaking.That contact established a sense of familiarity...
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Cheryl is such a pleasure to work with. She is extremely knowledgeable, knows how to provide viable options for all types of clients and has an amazing way of dealing with people that makes it seamless to go through the transaction. She is...
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She was very helpful. I was disappointed that we had to delay our closing date and the delay impacted a number of other factor.
Communication with the seller's or seller's agent with resealable time to be on tract, not the last day of the contract to extend closing date.
She is I very honest, detailed and upfront you’ll never get a surprise with her.
Cheryl is honest and professional.
From the beginning, Cheryl made the process so easy for us. She answered all of questions, no matter how silly they seemed. I can’t thank her enough for everything!
She caught A mistake on the closing paperwork which I would’ve never seen and fixed it to where my monthly mortgage was going to be cheaper
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.