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Heidi Fitzgerald-Bailey - Loan Officer | NMLS# 90051 | SC: MLO - 90051 | NC: I-134546 in Hendersonville, NC

Heidi Fitzgerald-Bailey

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Loan Officer | NMLS# 90051 | SC: MLO - 90051 | NC:...

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Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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  • Encompass
    W
    Wayne R F
    Hendersonville, NC
    Posted on March 9th, 2026 12:52 AM
    Got it done quickly and was great to work with.
    Reply from Heidi Fitzgerald-Bailey
    March 12th, 2026 07:05 PM
    I appreciate your feedback, Wayne. I'm pleased to hear that everything was completed quickly and that the experience was positive. If you have any further needs or questions, don't hesitate to let me know.
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    N
    Naomi P
    Waynesville, NC
    Posted on March 7th, 2026 01:26 PM
    Heidi is excellent with communication and keeping the momentum going until it gets closed. She stepped in and went the extra mile mile with the buyer until the transaction closed!
    Reply from Heidi Fitzgerald-Bailey
    March 10th, 2026 01:27 PM
    I'm grateful for your kind words, Naomi. It's important to me to maintain strong communication and keep things moving smoothly throughout the entire process. I'm glad I could support both you and the buyer to a successful closing. If there's...
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  • Encompass
    R
    Robert L H
    Leicester, NC
    Posted on March 6th, 2026 11:39 PM
    You made it very easy for my parents to purchase the home and helped them with understanding and patience. Thank you so much for everything you did for them and us.
    Reply from Heidi Fitzgerald-Bailey
    March 10th, 2026 02:40 PM
    I'm truly grateful for your kind words, Robert. It was a pleasure helping your parents with their home purchase, and I'm glad that patience and understanding made the process smoother for them. If there's anything more I can do for you or your...
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  • Encompass
    B
    Bryan L T
    Hendersonville, NC
    Posted on March 6th, 2026 12:26 PM
    Heidi communicated very well and answered our questions throughout the loan process. It made the whole experience effortless for us! Highly recommended her and her team!
    Reply from Heidi Fitzgerald-Bailey
    March 9th, 2026 08:30 PM
    I appreciate your feedback, Bryan. It's fantastic to know that my communication helped make the loan process smooth for you. Thank you for your recommendation, and if there's anything else I can assist you with, please don't hesitate to reach...
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  • Encompass
    F
    Frankie A T
    Hendersonville, NC
    Posted on March 4th, 2026 07:44 PM
    Seamless, flawless, timely, professional service, got me in my mountain home! Definitely wouldn't call anyone else! Heidi Fitzgerald-Bailey is the bomb!
    Reply from Heidi Fitzgerald-Bailey
    March 9th, 2026 03:13 PM
    Your thoughts are very much appreciated, Frankie. Knowing that the process went smoothly and you achieved your goal of getting into your mountain home is truly rewarding. I'm here to assist with anything else you might need in the future.
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    L
    Lathe B
    Pisgah Forest, NC
    Posted on February 16th, 2026 12:29 PM
    Highlands was ok overall
    Reply from Heidi Fitzgerald-Bailey
    February 16th, 2026 03:31 PM
    thanks for the review Lathe, so sorry for the aggravation through this process.. with the 2 manufactured homes & the survey in the middle of the process made things a little complicated, but i happy we got it done for you.. thanks for your...
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  • Encompass
    P
    Pavel V G
    Mill Spring, NC
    Posted on February 6th, 2026 01:03 PM
    Communication is key with everyone you are working with and if they dont answer right away away don't worry they will get in touch with you the moment they have a minut.
    Reply from Heidi Fitzgerald-Bailey
    February 9th, 2026 04:27 PM
    Thank you for highlighting the importance of communication, Pavel. I always strive to ensure that I'm responsive and available, and it means a lot to know that you felt supported throughout. If there’s anything more I can do to assist you,...
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  • Encompass
    F
    Francisco R
    Hendersonville, NC
    Posted on February 1st, 2026 01:57 PM
    Good communication
    Reply from Heidi Fitzgerald-Bailey
    February 4th, 2026 01:57 PM
    I'm glad to hear that the communication met your expectations, Francisco. If there's anything further I can assist you with, feel free to get in touch at any time.
  • Encompass
    D
    David P A
    Flat Rock, NC
    Posted on January 20th, 2026 01:36 PM
    Heidi took well care of me and my mortgage experience. Helping to find low finances for my loan
    Reply from Heidi Fitzgerald-Bailey
    January 23rd, 2026 01:37 PM
    I'm grateful for your feedback, David. It's reassuring to hear that I could assist you with your mortgage experience and help you find suitable financing options. If there’s anything else you need or any questions you might have in the future,...
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  • Encompass
    J
    Jose F R
    Spartanburg, SC
    Posted on January 5th, 2026 11:25 AM
    They made the entire process fast and easy 10/10.
    Reply from Heidi Fitzgerald-Bailey
    January 8th, 2026 07:13 PM
    Your feedback is very much appreciated. I'm glad to hear that the process was smooth and efficient for you. If you ever have any questions or need assistance in the future, please don't hesitate to reach out.
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    About
    Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    CONVENTIONAL, FHA, VA, USDA, NORTH CAROLINA HOUSING Licenses
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
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    Positions
    • HIGHLANDS RESIDENTIAL MORTGAGE - SENIOR LOAN OFFICER
      Jun 1st, 2017 - Current

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 90051,SC: MLO - 90051, NC: I-134546
    • Florida & Tennessee
    Gallery
    Heidi Fitzgerald-Bailey - Gallery Photo
    Heidi Fitzgerald-Bailey - Gallery Photo
    Heidi Fitzgerald-Bailey - Gallery Photo
    Heidi Fitzgerald-Bailey - Gallery Photo
    Achievements
    • CONSECUTIVE PRESIDENT'S CLUB AWARD WINNER
    • SCOTMAN GUIDE MULTI YEAR 2019-2023 AWARD WINNER
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.