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Heather Roberts
Vice President | Mortgage Loan Executive

My name is Heather Roberts and I am a Vice President/Mortgage Loan Executive for First Horizon Bank in the Key West area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient servi... Show More
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Heather was a dream to work with. Answered all questions in a timely manner and was clear and concise. I would gladly work with her and the rest of the team at First Horizon again.
Reply from Owner
April 16th, 2025 01:34 PM
I'm thrilled to hear that your experience was so positive. It was a pleasure assisting you, and I look forward to the opportunity to work with you again in the future.
Heather was clear and concise. Any questions we had were cleared up and responded too in a very timely matter. I would gladly worth with Heather again.
Reply from Heather Roberts
August 12th, 2023 04:16 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Everyone was very knowledgeable and efficient making the process very smooth!
Reply from Heather Roberts
August 12th, 2023 04:16 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Heather was a dream to work with. Answered all questions in a timely manner and was clear and concise. I would gladly work with her and the rest of the team at First Horizon again.
Reply from Owner
August 7th, 2025 12:00 AM
I'm thrilled to hear that your experience was so positive. It was a pleasure assisting you, and I look forward to the opportunity to work with you again in the future.
Their availability in case there were any questions needing clarification.
Reply from Heather Roberts
August 12th, 2023 04:16 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
The ease of communication. If i had questions they were answered and explained quickly and thoroughly. We felt we were friends .
Reply from Heather Roberts
August 12th, 2023 07:15 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Heather and her team made the entire process a breeze! The mortgage process can tend to be stressful for the homebuyer but Heather was very helpful and assisted me with all my questions. She is wonderful to work with!
Reply from Heather Roberts
August 12th, 2023 07:16 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Everyone was very responsive and helful with an ardous task.
Reply from Heather Roberts
August 12th, 2023 07:16 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Heather was a pleasure to work with
Reply from Heather Roberts
August 12th, 2023 07:16 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Heather was always available to answer any questions and willing to help.
Reply from Heather Roberts
August 12th, 2023 07:16 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
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About
My name is Heather Roberts and I am a Vice President/Mortgage Loan Executive for First Horizon Bank in the Key West area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
DSCR Loans
Self-Employed Mortgages
Specialities
Adjustable Rate Loans
Fixed-Rate Mortgage
First Time Homebuyers
VA
FHA
Conventional
Florida Bond Loans
Hometown Heroes
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Positions
- First Horizon Bank - Vice PresidentApr 1st, 2004 - Current
Memberships
- Key West Chamber of Commerce
- Habitat for Humanity Finance Committee
- Key West Association of Realtors Affiliate
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
Gallery





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Achievements
- 2024 Scotsman Guide Top Originator
- 2023 Scotsman Guide Top Originator
- 2023 First Horizon President's Circle
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Hobbies
- Little League
- Spending time with friends and family
- Attending Concerts
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.