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Heather Roberts
Vice President | Mortgage Loan Executive

My name is Heather Roberts and I am a Vice President/Mortgage Loan Executive for First Horizon Bank in the Key West area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient servi... Show More
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Heather was great to work with. She answers questions thoroughly and works hard to keep things on track for the timeline needed.
Reply from Owner
January 8th, 2025 04:27 PM
I'm incredibly grateful for your kind words! This feedback is truly rewarding, and I am thrilled toknow that our team's dedication and professionalism have left a positiveimpression on you. At First Horizon Bank, our priority is to provide...
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Heather answered all our questions with ease and kept everything on track for the time line we'd hoped for.
Reply from Heather Roberts
August 12th, 2023 04:12 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Very helpful
Reply from Heather Roberts
August 12th, 2023 04:13 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Everyone was very helpful when I had questions and a very nice group of ladies to work with on this whole process of buying a house. Thank you to all of them 😘
Reply from Heather Roberts
August 12th, 2023 04:14 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Heather is a very dedicated individual who works for her client and follows through on every stage of the process. I will refer my clients to her as she is knowledgeable & recognizes the importance of getting the loan closed. Thank you, Heather!...
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Reply from Heather Roberts
August 12th, 2023 04:14 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
It was great!
Reply from Heather Roberts
August 12th, 2023 04:15 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
I had been in contact with Heather for almost a year for loan assistance. All communications were very professional, prompt and detailed. Overall, a very nice experience. I will highly recommend Heather to anyone in need of a Mortgage loan....
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Reply from Heather Roberts
August 12th, 2023 04:15 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Heather and her whole team are a fantastic group. They were amazing every step of the way !! Our family appreciate them so much. They made the experience so much easier. Thank you all so much
Reply from Heather Roberts
August 12th, 2023 04:16 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Support of Austin, Heather and Sam during the approval process and Alexa and AJ at closing, helped us tremendously. First time purchase in Florida, they guided us, answered all questions and made the whole process go smoothly.
Reply from Heather Roberts
August 12th, 2023 04:16 PM
Thank you it was a pleasure working with you guys. Enjoy your new home.
Absolutely wonderful. Extremely helpful. Communication was prompt, professional, and friendly.
Reply from Owner
April 16th, 2025 01:34 PM
I'm thrilled to hear that you had such a positive experience, Nicolai. It was a pleasure to assist you, and I'm glad that our communication met your expectations. Thank you for your kind words.
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About
My name is Heather Roberts and I am a Vice President/Mortgage Loan Executive for First Horizon Bank in the Key West area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
DSCR Loans
Self-Employed Mortgages
Specialities
Adjustable Rate Loans
Fixed-Rate Mortgage
First Time Homebuyers
VA
FHA
Conventional
Florida Bond Loans
Hometown Heroes
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Positions
- First Horizon Bank - Vice PresidentApr 1st, 2004 - Current
Memberships
- Key West Chamber of Commerce
- Habitat for Humanity Finance Committee
- Key West Association of Realtors Affiliate
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
Gallery





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Achievements
- 2024 Scotsman Guide Top Originator
- 2023 Scotsman Guide Top Originator
- 2023 First Horizon President's Circle
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Hobbies
- Little League
- Spending time with friends and family
- Attending Concerts
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.