Heather Sapp

Name: Howard Hanna Mortgage Services
Address: 2460 N. Reynolds Road, Toledo, Ohio, 43615
Telephone: +1-517-462-8811
Rating: 4.67

Loan Originator | NMLS# 1277020

4.67

(157)

Mortgage

Mortgage Loan Officer

Contact Info

(517) 462-8811

Toledo, OH

https://www.howardhannamortgage.com/LoanOriginator/Detail/Heather-Kiomento/172498

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4.67

(157)

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4.65

(152)

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5.0

(3)

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5.0

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Yes i will tell other buyers

Reply from Heather Sapp

December 30th, 2024 09:10 PM

I'm thrilled to know that you are happy with the service you received from Howard Hanna Mortgage Services, and that you'd recommend us to other buyers. Your satisfaction is our main goal and I'm glad it was achieved in your case. It was a pleasure...

Heather goes above and beyond to keep the process moving and eliminate any obsticales. She makes the experience GREAT!

Reply from Heather Sapp

December 30th, 2024 09:11 PM

I'm incredibly grateful for your kind words, Laura! It's my goal to make the process as smooth as possible and I'm glad to hear that you had a great experience. Your feedback is immensely appreciated and it's been a pleasure assisting with...

Easy to work with.

Reply from Heather Sapp

December 6th, 2024 02:32 PM

I'm so glad to hear that your experience with Howard Hanna Mortgage Services was a positive one, Alexander. I strive to make the loan purchasing process as simple and straightforward as possible, so it's wonderful to know that you found it...

Heather is very knowledgeable of the lending process and excellent with responding to questions promptly. I plan to continue her as a lending referral.

Reply from Heather Sapp

November 27th, 2024 07:27 PM

I'm so glad to hear that you had a positive experience, John! It was a pleasure to guide you through the lending process, and I'm thrilled that my prompt responses made it a smoother journey for you. Thank you for your high rating and your...

In excess of 10 estimates throughout the process and many were incu incorrect. closing documents were incorrect and we had to redo that process as well. incorrect communication was frequent and initial monthly invoice now shows the incorrect...

Reply from Heather Sapp

June 16th, 2025 03:36 PM

Gregory, I apologize for the challenges you faced during your mortgage process. It is concerning to hear about the multiple inaccuracies and communication issues you experienced. Your feedback is important to us, and we are committed to improving...

Heather is very knowledgable and great at communicating throughout the entire process!

Reply from Heather Sapp

November 22nd, 2024 01:31 AM

I'm absolutely thrilled to hear you had such a positive experience, Breeanne! Your feedback means a lot and it was my pleasure to assist you throughout the process. I aim to provide excellent communication and informed guidance for all my clients...

Thank you Heather for all you do for our offices and agents!

Reply from Heather Sapp

November 7th, 2024 03:29 PM

I'm thrilled to hear such positive feedback, Kimberly! It's truly rewarding to hear that my efforts have been effective and appreciated. I'm here for you and the team at Howard Hanna Mortgage Services whenever you need. Thank you for taking...

Heather was quick to answer any question I had during the process of getting preapproved and then taking the next steps to buy my home.

Reply from Heather Sapp

November 22nd, 2024 01:32 AM

I'm so glad to hear that you had a positive experience with getting preapproved and buying your home, Rebekkah! Your satisfaction is my top priority, and it's wonderful to know that I was able to assist you promptly and effectively. I aim to...

I am grateful for Heather coming into a deal that was falling apart and kept it together for my sellers. She got everyone to the closing table in a short turn around window. She really works hard for everyone to get the deals closed. Thank...

Reply from Heather Sapp

November 5th, 2024 08:28 PM

Beth, Thank you so much for the glowing 5-star review! I'm thrilled to hear that I was able to help keep the deal together for your sellers. It was a challenging situation, but your cooperation made it easier to navigate. At Howard Hanna Mortgage...

Heather was on top of everything and really helped me push for what was best for my client! Great lender to work with. 10/10 would do so again.

Reply from Heather Sapp

November 4th, 2024 08:15 PM

Thank you so much, Jennifer, for the glowing review and perfect rating! I'm elated to hear that you found our work together effective. Your satisfaction is my top priority, and I'm delighted to know that I was able to meet your expectations....

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About

Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into the right loan program that fits your needs. You can expect open and honest communication throughout the whole process as I know first-hand how stressful it can be. My number one goal is to make sure that you have the best experience possible so that you want to tell all of your family and friends! Referrals are the heart of my business!

Products & Services

Mortgage Loan Officer

Mortgage Refinance

Specialities

Mortgages, Refinances, and Credit Repair

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Positions

Howard Hanna Mortgage Services - Mortgage Loan Officer
Jul 25th, 2022 - Current

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

Year Started

2022

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS# 1277020

Hobbies

Riding Harleys
Traveling
Horse Back Riding

Disclaimer

NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.