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Heather Bozarth, Ruoff Mortgage - Senior Loan Officer | NMLS# 427579 | Ruoff Mortgage NMLS# 141868 in Bloomington, IN
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Heather Bozarth, Ruoff Mortgage

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Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Ruoff Mortgage - Bloomington
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West Virginia University
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Mortgage
Mortgage Loan Officer
Mortgage Lender
Company Logo
West Virginia University
West Virginia University
Contact Info
(812) 361-6667
Bloomington, IN
https://www.ruoff.com/HeatherBozarth
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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5 Star
97%
4 Star
3%
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0%
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Reviews from Web
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    Amy H
    Posted on October 20th, 2025 03:04 PM
    Heather was so so helpful for my boyfriend and I especially since it was our first time buying a home. She made the process so easy and enjoyable. She is awesome!
    Reply from Owner
    October 28th, 2025 02:37 PM
    Thanks Amy! You guys were great to work with!
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    Amy H
    Ellettsville, IN
    Posted on October 20th, 2025 03:04 PM
    I just thought Heatheer was amazing to work with as us being first time homebuyers. The process was super easy and smooth.
    Reply from Heather Bozarth, Ruoff Mortgage
    October 20th, 2025 03:10 PM
    Thank you so much! What if I told you that we thought YOU were amazing to work with too?
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    Vette J J
    Bedford, IN
    Posted on October 19th, 2025 08:34 PM
    Spot on in communication from start to finis! We enjoyed your team!
    Reply from Heather Bozarth, Ruoff Mortgage
    October 20th, 2025 12:57 PM
    I'm pleased to hear that the communication throughout the process met your expectations. It's encouraging to know you enjoyed working with us. Thank you for sharing your experience!
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    Colleen M S
    Bloomington, IN
    Posted on October 18th, 2025 12:09 AM
    Heather was awesome
    Reply from Heather Bozarth, Ruoff Mortgage
    October 20th, 2025 12:58 PM
    Thanks! Loved working with you all again!
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    Kyle B S
    Bloomington, IN
    Posted on October 17th, 2025 07:54 PM
    Heather was always very clear and helpful, answering our questions and helping through the process . Thanks Heather!
    Reply from Heather Bozarth, Ruoff Mortgage
    October 20th, 2025 12:58 PM
    Thanks Kyle!
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    Ashley D M
    Columbus, IN
    Posted on October 13th, 2025 03:07 PM
    Everything went smoothly, and we were able to close in a timely manner.
    Reply from Heather Bozarth, Ruoff Mortgage
    October 13th, 2025 04:16 PM
    Thank you so much for this review- and for being a loyal client. I love a fast closing!
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    Kaylee M R
    Bedford, IN
    Posted on October 10th, 2025 03:40 PM
    Kept me in the loop on everything and made it go super quick!
    Reply from Heather Bozarth, Ruoff Mortgage
    October 13th, 2025 01:59 PM
    Once we found the right house it sure was quick! Thanks for sticking with me through this adventure!
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    Bruce J
    Posted on September 24th, 2025 05:51 PM
    Heather Bozarth of Ruoff Mortgage was very responsive, to the point, helpful, and so very pleasant to work with throughout the process of purchasing our beautiful new home! Thank you Heather & best wishes for your continued success!
    Reply from Owner
    October 13th, 2025 01:59 PM
    Thanks Bruce! Welcome home.
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    Bruce C J
    Bedford, IN
    Posted on September 24th, 2025 05:45 PM
    Heather was so very responsive, to the point, helpful, and pleasant to work with throughout the purchase of our beautiful new home! Thank you so very much for making the process simple, smooth & easy.
    Reply from Heather Bozarth, Ruoff Mortgage
    September 24th, 2025 07:11 PM
    I loved working with you both! Welcome back home!
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    Jim P
    Posted on September 21st, 2025 05:21 PM
    Great experience all the way through the process. The communication with Heather was seamless and appreciated.
    Reply from Owner
    September 22nd, 2025 01:39 PM
    Thank you! I know that underwriting wasn't your favorite thing, but I appreciate you seeing how hard we work on the areas we can control.
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    About
    Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase Mortgage
    Refinance Mortgage
    Jumbo Mortgage
    Construction Loans
    Down Payment Assistance Mortgage
    FHA Loans
    USDA Loans
    No Money Down Loans
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    Education
    • West Virginia University
      Public Relations/Image Management
      bachelor of journalism
      Sep 2001 -Dec 2004
      West Virginia University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 20, 2020 - Current
    Memberships
    • SCIMBA
    • BBOR
    • Boys and Girls Club Auxiliary
      • View All
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 427579
    Gallery
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Videos
    Awards
    Achievements
    • Loan Officer of the Month- Company Wide
    • Loan Officer of the Month- Branch Wide
    Hobbies
    • Exercise
    • Letting the dog in and out then back in again...and also back out.
    • Travel
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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