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Heather Bozarth, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 1551 South Piazza Drive, Bloomington, Indiana, 47401
Telephone: +1-812-361-6667
Rating: 4.93

Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Ruoff Mortgage - Bloomington

4.93

(285)

West Virginia University

Mortgage

Mortgage Loan Officer

Mortgage Lender

West Virginia University

Contact Info

(812) 361-6667

Bloomington, IN

https://www.ruoff.com/HeatherBozarth

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24 hours

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4.93

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4.91

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Heather was readily available to answer any questions we had. She kept us up to date throughout the entire process and gave her professional opinion when weighing our options. Her guidance and expertise made our refinance easy to navigate....

Reply from Heather Bozarth, Ruoff Mortgage

December 15th, 2025 05:22 PM

Always love helping a neighbor!! Thanks!

Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Shawna W

Reply from Owner

December 15th, 2025 05:22 PM

Thank you, Shawna, for taking the time to rate your experience. I appreciate it.

Heather was attentive and encouraging throughout the whole process. She was very efficient and always responded promply to any questions or concerns. Having been on the sales side of many real estate transactions, it was a pleasant experience...

Reply from Heather Bozarth, Ruoff Mortgage

December 8th, 2025 05:55 PM

Thank you so much! Don't sell yourself short though. You knew what you wanted and advocated for yourself. I hope you make so many memories in that new home!

Heather was fabulous to work with. She is very knowledgeable, warm, and professional. She went out of her way to make sure everything was communicated clearly and there were no surprises at closing. I would absolutely recommend working with...

Reply from Owner

December 8th, 2025 01:24 PM

Thanks so much! You all were a dream to work with.

Heather was treat to work with. She is warm and professional. She went above and beyond to make sure I understood the process and costs associated with buying our first home.

Reply from Heather Bozarth, Ruoff Mortgage

December 8th, 2025 01:25 PM

Thank you so much! I might add "Ellen" somewhere in my name just to be part of your family. :)

Communication

Reply from Heather Bozarth, Ruoff Mortgage

December 1st, 2025 05:12 PM

Always a pleasure Heather!

From top to bottom, every interaction and experience I had throughout the loan process was simplified and much easier than I had always been told it was, all thanks to Heather and Ruoff!

Reply from Heather Bozarth, Ruoff Mortgage

November 28th, 2025 03:00 PM

Thank you so much for those kind words. You were great to work with and so patient hunting for the perfect family home!

Heather took care of me like a baby 🤍

Reply from Heather Bozarth, Ruoff Mortgage

November 17th, 2025 01:07 PM

I love babies. You were an amazing client and I am honored to have been part of your team!

Heather has helped me with multiple homes and refinances now! She always gets me a great deal, she's fast to respond, super knowledgeable, and always keeps me in the loop. I absolutely love working with Heather and will continue to do so for...

Reply from Heather Bozarth, Ruoff Mortgage

November 14th, 2025 02:09 PM

We make a great team! I love helping you guys! And you have cute kids. ;)

Wonderful experience. Very

Reply from Heather Bozarth, Ruoff Mortgage

October 28th, 2025 02:36 PM

Thanks Brandi! I hope the fire and camping on night one was a core memory for your family!

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About

Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Mortgage Lender

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities