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Heath Ramsey - Branch Manager in Irvine, CA

Heath Ramsey

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Branch Manager

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • Zillow
    I
    Idefensor
    Fairfield, CA
    Posted on October 18th, 2019 12:00 AM
    Heath helped us a lot with our refinancing. He’s a good and hardworking loan officer, very professional and he answers all our questions and was able to meet our target date. Thank you very much Heath for all your help.
  • Zillow
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    Chandrashekar S
    Dublin, CA
    Posted on August 5th, 2019 12:00 AM
    Heath is an outstanding professional. His skills including Mortgage marketing, Credit analysis and individual assessment is impeccable. His knowledge, customer follow up and getting together everybody involved in the process is simply great...
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  • Zillow
    U
    User515061319
    Sacramento, CA
    Posted on June 13th, 2019 12:00 AM
    When the first lender I was working with denied my loan application, Heath was able to find a loan program that I would qualify for and expedite the process to close my loan within the seller's required deadline. Heath helped me through the...
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    Reply from Owner
    June 14th, 2019 12:00 AM
    By the hair of our chinny chin chin huh...! Thanks for working hard alongside us to get this done for you.
  • Zillow
    K
    Kim R
    Ladera Ranch, CA
    Posted on March 30th, 2019 12:00 AM
    I can't recommend Heath enough to take care of your loan if you are purchasing a home. As first time home buyers, we did not know what we were getting into. Heath explained each step along the way so we understood what was going on. We hit...
    read more
  • Zillow
    J
    Jennifer G
    San Diego, CA
    Posted on March 11th, 2019 12:00 AM
    I have worked with Heath of several transactions. I recommend him to my clients and I also use him to purchase investment properties of my own. He ALWAYS answers his phone, and he is ready to help me with whatever I need. He is very knowledgable,...
    read more
  • Zillow
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    Zuser201804082224405
    Camarillo, CA
    Posted on March 5th, 2019 12:00 AM
    BEST LENDER OUT THERE AS HE WENT BEYOND GREAT AND GOT THE JOB DONE WHEN WE NEEDED IT THE MOST!!!1 EXTREMELY HELPFUL. WE TRIED MANY DIFFERENT LENDERS AND NOBODY WOULD TAKE THE TIME TO HELP US BUT HEATH WENT TO EXTRAORDINARY LENGTHS TO MAKE SURE...
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  • Zillow
    A
    Abe K
    Burbank, CA
    Posted on March 5th, 2019 12:00 AM
    Heath is awesome. My situation was a first time homebuyer with a VA loan. I was really nervous and he helped every step of the way. I was less than happy with my real estate agent and Heath helped pick up the slack and went out of his way to...
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  • Zillow
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    Brandon B
    San Diego, CA
    Posted on March 4th, 2019 12:00 AM
    Heath has gotten me personal loans and refinances where other people did not know how, or cared enough to reach out and access capital for us. We are multi property owners and he went above and beyond to perform a loan that many people did...
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  • Zillow
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    Lpkhouston
    Cypress, TX
    Posted on March 4th, 2019 12:00 AM
    He is the best ,answer any question fast very good to communicate with ,fast on the top of things and very clear .very helpful I definitely highly recomend.
  • Zillow
    Z
    Zuser201408271754389
    Oakland, CA
    Posted on March 4th, 2019 12:00 AM
    If you've never experienced a person who can execute a transaction from start to finish give you the best rate the best deal it would be Mr Heath his expertise his experience his professionalism 100% loving the partnership as well as continuing...
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  • 21–30 of 31
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    VA Home Loan
    Mortgage Refinance
    Non-QM
    DSCR Loans
    Home Equity Loan
    Profit & Loss Only Mortgage
    Bank Statement Loans
    1099 Income Loans
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing