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Guild Mortgage - Heath Barnes
Branch Manager | NMLS# 210164


Texas A&M University
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He special... Show More
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Reviews from Web
I was the listing broker of a recent transaction where the buyers used Guild Mortgage to obtain their financing in which to purchase said listing. The buyer's agent in the transaction failed to guide their client on depositing their earnest...
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Reply from Heath Barnes
October 13th, 2025 04:22 PM
I’m sorry to hear about your experience and we’re committed to making things right. We want you to know that it's important for us to deliver excellent service, and we take your review seriously. Our dedicated team will be reaching out to you...
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Well done
Reply from Heath Barnes
May 20th, 2026 08:28 PM
Thank you, Danner. We're pleased to know you had a good experience with us at Guild Mortgage. If there's anything more we can assist you with, please let us know.
The team was great to deal with throughout the process, went above and beyond to get the job done .
Reply from Owner
May 27th, 2026 08:05 AM
I'm happy to hear that you had a great experience with my team, Tom. It's good to know we could go above and beyond for you. If you have any more questions or need further assistance, please feel free to reach out.
The team was great to deal with throughout the process, went above and beyond to get the job done .
Reply from Heath Barnes
May 20th, 2026 07:09 PM
We're grateful for your positive feedback, Thomas. It's nice to hear that our team was able to go above and beyond during the process. If you have any more feedback or need further assistance, please let us know.
Our experience with Guild Mortgage was exceptional. The team was prompt courteous and very professional. We are pleased to recommend them to others. Thanks for all they've done.
Reply from Owner
May 27th, 2026 08:05 AM
We appreciate your appreciated feedback, Connie. It's great to hear that our team's promptness and professionalism made your experience strong. Thank you for recommending Guild Mortgage to others.
Fast, efficient and kind service
Reply from Heath Barnes
September 28th, 2025 04:34 PM
I'm pleased to hear that you found the service fast, efficient, and kind, Thomas. It's important to me to provide a streamlined experience while maintaining a supportive atmosphere. If there's anything else I can assist you with, please feel...
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Keep me well informed all a long the way. I appreciated the reminders and meeting.
Reply from Heath Barnes
September 22nd, 2025 06:45 PM
I’m glad to hear that you felt well-informed throughout the process, James. Keeping you updated and providing reminders is important to me to ensure a smooth experience. Thank you for acknowledging the effort, and feel free to reach out anytime...
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Overall very good experience. Heath and his team were proactive and took care of everything. As I have recently moved to the US, I did not have a credit score when I applied for a loan but that was not a problem.
Reply from Heath Barnes
May 20th, 2026 07:11 PM
We're grateful for your feedback, Diego. It's nice to know that the team was proactive in supporting you, especially during your transition to the US. If you have any further questions or need assistance, please don't hesitate to reach out.
Guild Mortgage - Heath Barnes has received a review with 5 star rating from Diego F
Reply from Owner
May 27th, 2026 08:48 PM
We appreciate your positive rating, Diego. Thank you for choosing Guild Mortgage.
Thank you so much for straightening out the mess in this last transaction that was Ruth. It's unfortunate when an agent doesn't understand contracts and puts their client negotiations at risk. Thank you for caring and stepping in and being...
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Reply from Heath Barnes
September 1st, 2025 01:35 PM
I'm grateful for your kind words, Leticia. Navigating complex situations like the one with Ruth can be challenging, and I'm pleased that I could play a role in bringing the transaction to a successful close. Your acknowledgment of my dedication...
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About
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He specializes in first-time buyer guidance, self-employed borrower strategies, jumbo loans, FHA, VA, conventional financing, bank statement loans, DSCR loans, and investment property loans
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Self-Employed Mortgages
Specialities
Home Financing
Bridge
Conventional
Down Payment Assistance
Energy-Efficient
FHA
Jumbo
Lock and Shop
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Education
- Texas A&M UniversityBusiness AdministrationBachelor

Memberships
- Guild Giving - Do What Matters
- Guild Giving
- Growth Only Coaching
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Licenses
- NMLS# 210164
Awards
2025 President's C...
Top Originators 20...
Top 1% Mortgage Or...
Achievements
- Heavy-weight boxing champion
- Hiked to the summit of the Grand Tetons
- 6x Ironman competitor
Hobbies
- Wine Tasting
- Pickleball
- Playing Piano
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Disclaimer
I am authorized to do business in the states of California, Colorado, Florida, Georgia, Indiana, Minnesota, New Mexico, South Carolina and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 210164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.