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Guild Mortgage - Heath Barnes
Branch Manager | NMLS# 210164


Texas A&M University
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He special... Show More
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8 AM to 5 PM
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Reviews from Web
You were the only one that could have ever made this loan happen and you pulled it off flawlessly! Thanks!
Reply from Heath Barnes
May 20th, 2026 07:52 PM
Liz, we appreciate your kind words and are pleased that we could assist you with your loan. It's appreciated to know that everything went smoothly. If you need anything else, please don't hesitate to reach out.
Heath and his team are the best mortgage team we have come across. Hey are very pleasant, professional, efficient and effective. They got things done!! Our case was a very complex and complicated mortgage application yet Heath and his team...
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Reply from Heath Barnes
May 20th, 2026 07:53 PM
Thank you for sharing your appreciated experience, Shaoxi. We're pleased to hear that Heath and his team could assist you with your complex mortgage application and help you secure your dream home. Your kind words about their professionalism...
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The communication and being first time home buyer making the complicated process elementary for me to understand.
Reply from Heath Barnes
May 20th, 2026 07:53 PM
Thank you for sharing your experience, Kaa. We're pleased to know that our communication helped make the home-buying process more understandable for you as a first-time buyer. If you have any more questions or need further assistance, please...
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excellent staff, very professional, if in the future I have an opportunity to buy a property I call immediately, excellent in everything
Reply from Heath Barnes
May 20th, 2026 07:53 PM
We appreciate your positive feedback, Jose. It's great to hear that our staff's professionalism has left such a strong impression on you. We look forward to assisting you in the future with any property purchases.
House buying is stressful till you get the keys in your hands. It is so important to meet the right Realtor & the right Lender. If you find the true person, the TRUST makes everything Easy!!I would like to Thank Heath first of all and to all...
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Reply from Heath Barnes
May 20th, 2026 08:46 PM
Thank you, Bulent, for sharing your positive experience with us. We're grateful that Heath and the team could assist you in finding your home and making Houston feel like home. If you need anything else, please let us know.
Heath and his team took all the guesswork out of the process - they made the transaction smooth and the closing was without surprises! I would recommend them anytime to anyone.
Reply from Heath Barnes
May 20th, 2026 08:47 PM
Thank you for your appreciated feedback, Steve. We're pleased to hear that the process was smooth and free of surprises for you. Your recommendation means a lot to us, and we're here if you need any further assistance.
Best lender around. Works quickly and is always looking to help get the best loan for each situation. Highly recommend.
Reply from Heath Barnes
May 20th, 2026 08:47 PM
Thank you for your recommendation, Matthew. We're pleased to know that our quick work and dedication to finding the best loan solutions have met your expectations. If you need any further assistance, please don't hesitate to reach out.
Unacceptable survey delayed my closing by two weeks; survey error missed by the lender. Someone else's error resulted in unnecessary cost to me. To top it off, the title company blamed the realtor; the realtor blamed the lender; the lender...
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Best
Reply from Heath Barnes
May 21st, 2026 05:00 PM
Thank you, Mohammad. We appreciate your feedback and are glad that you had a positive experience with us at Guild Mortgage. If there's anything else we can assist you with, please let us know.
Heath Barnes was always nice and pleasant to deal with, but The office staff did not seem to know what was going on with my loan. An exception was Dominick, who was always courteous and professional in his dealings with me.
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About
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He specializes in first-time buyer guidance, self-employed borrower strategies, jumbo loans, FHA, VA, conventional financing, bank statement loans, DSCR loans, and investment property loans
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Self-Employed Mortgages
Specialities
Home Financing
Bridge
Conventional
Down Payment Assistance
Energy-Efficient
FHA
Jumbo
Lock and Shop
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Education
- Texas A&M UniversityBusiness AdministrationBachelor

Memberships
- Guild Giving - Do What Matters
- Guild Giving
- Growth Only Coaching
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Licenses
- NMLS# 210164
Awards
2025 President's C...
Top Originators 20...
Top 1% Mortgage Or...
Achievements
- Heavy-weight boxing champion
- Hiked to the summit of the Grand Tetons
- 6x Ironman competitor
Hobbies
- Wine Tasting
- Pickleball
- Playing Piano
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Disclaimer
I am authorized to do business in the states of California, Colorado, Florida, Georgia, Indiana, Minnesota, New Mexico, South Carolina and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 210164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.