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Guild Mortgage - Heath Barnes
Branch Manager | NMLS# 210164


Texas A&M University
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He special... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Nothing short of the most effortless experience in refinancing my home.
Reply from Heath Barnes
May 21st, 2026 04:55 PM
We're pleased to hear that your refinancing experience with us was effortless, Thomas. Thank you for sharing this positive feedback. If you have any further questions or need assistance in the future, please let us know.
Great customer service!
Reply from Heath Barnes
May 21st, 2026 04:55 PM
We appreciate your feedback, Candace! It's appreciated to hear that you had a positive experience with our customer service. If there's anything else we can do for you, please let us know.
Great service and easy to work with.
Reply from Heath Barnes
May 21st, 2026 04:55 PM
We appreciate your feedback, Matthew. It's nice to know you found our service great and easy to work with. If you need any further assistance, feel free to reach out.
Staff was knowledgeable, guided me through the entire process. Ensured deadlines were met.
Reply from Heath Barnes
May 21st, 2026 04:56 PM
We appreciate your feedback, Jennifer. It's nice to hear that our knowledgeable staff was able to guide you through the process and ensure deadlines were met. If you have any more questions or need further assistance, please don't hesitate...
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Good Support during the process (Mary Garcia)
Good timing
Process not so complex as expected initially
Reply from Heath Barnes
May 21st, 2026 04:57 PM
Thank you for sharing your experience, Juan. We're pleased to hear that you found the support and timing to be good during the process. It's great to know that the process was less complex than expected. If you have any more feedback or questions,...
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Heath was wonderful to work with. His communication and advice were invaluable to us during our home buying process. Not only was Heath professional and knowledgeable, he was kind and understanding. We have recommended Heath to friends and...
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Reply from Heath Barnes
May 20th, 2026 07:31 PM
Thank you for sharing your appreciated experience, Brittany. We're pleased to hear that our communication and advice were invaluable during your home buying process. It's great to know you found him professional, knowledgeable, and kind. Your...
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This was the best home financing experience I've had. Heath and team are great!
Reply from Heath Barnes
May 20th, 2026 07:31 PM
We appreciate your kind words, Kyle. It's appreciated to know that our provided you with the best home financing experience. If you need any further assistance, feel free to reach out to us.
Heath's team was very responsive to any question I had and kept me updated on the transaction. Smooth and easy- great experience!
Reply from Heath Barnes
May 20th, 2026 07:31 PM
We appreciate your feedback, David. It's nice to hear that our team's responsiveness and updates contributed to a smooth and easy experience for you. If you have any more questions or need further assistance, please feel free to reach out.
I think Heath was great although I did not interface with him much. The use of document sites that had two different names, one Cardinal, one Peoples, both for same thing was confusing. When there were new requirements added to the site we...
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Reply from Heath Barnes
May 20th, 2026 07:32 PM
Thank you for sharing your feedback, Debra. We appreciate your positive note about Heath and take your concerns regarding document handling seriously. We'll look into how we can improve the document collection process to make it more seamless....
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The lack of communication between everyone we dealt with in the office was unprofessional and quite frankly concerning considering it’s a financial firm. We went from working with one person, to the next and in between we were never told what...
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Reply from Heath Barnes
June 25th, 2026 06:12 PM
Hi Ashley, we're sorry to hear about your experience with communication during the process. It's important to us that our clients feel informed and supported, so your feedback is valuable. Please reach out to us directly so we can address your...
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About
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He specializes in first-time buyer guidance, self-employed borrower strategies, jumbo loans, FHA, VA, conventional financing, bank statement loans, DSCR loans, and investment property loans
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Self-Employed Mortgages
Specialities
Home Financing
Bridge
Conventional
Down Payment Assistance
Energy-Efficient
FHA
Jumbo
Lock and Shop
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Education
- Texas A&M UniversityBusiness AdministrationBachelor

Memberships
- Guild Giving - Do What Matters
- Guild Giving
- Growth Only Coaching
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Licenses
- NMLS# 210164
Awards
2025 President's C...
Top Originators 20...
Top 1% Mortgage Or...
Achievements
- Heavy-weight boxing champion
- Hiked to the summit of the Grand Tetons
- 6x Ironman competitor
Hobbies
- Wine Tasting
- Pickleball
- Playing Piano
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Disclaimer
I am authorized to do business in the states of California, Colorado, Florida, Georgia, Indiana, Minnesota, New Mexico, South Carolina and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 210164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.