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Guild Mortgage - Heath Barnes
Branch Manager | NMLS# 210164
Texas A&M University
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He special... Show More
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
We went with this company for both our first mortgage and later to refinance. Both processes went smoothly. Highly recommend!
Reply from Owner
May 27th, 2026 08:06 AM
Thank you for choosing us for both your initial mortgage and refinancing, Jason. We're pleased to hear that both processes went smoothly. Your recommendation means a lot to us!
We went with this company for both our first mortgage and later to refinance that loan. Both processes went fast and smoothly. I would highly recommend!
Reply from Owner
May 3rd, 2024 12:00 AM
Thank you for always choosing Cardinal Financial for your home loan needs! Thanks for sharing your positive experience. We look forward to working with you again in the future!
The agent was very helpful and knowledgeable preparing us for our loan. Had a great team and exceptional company to help us with the process. Thanks again for everything.
Reply from Owner
May 3rd, 2024 12:00 AM
It was our pleasure. Thank you so much for taking the time to leave a review and share your experience with the Cardinal Financial loan team. If we can ever serve you again in the future, we'd be happy to do so!
We used Heath Barnes and team for our mortgage and our re-finance. The process was smooth. Shout out to Dominick for being so helpful and easy to work with!
Reply from Owner
May 3rd, 2024 12:00 AM
Thank you for taking the time to leave a review! We're so happy to hear you chose Heath and the Cardinal Financial team for all of your home loan needs. Don't hesitate to reach out if we can help with anything else!
If you’re looking for a lender who is going to go above and beyond for you, look no further! Heath and his team do a fantastic job of understanding the goal you want to accomplish. I’ve never had someone stay in contact and update me through...
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Reply from Owner
May 27th, 2026 08:06 AM
We appreciate your kind words, Craig. It's appreciated to hear that Heath and his team were able to make your home buying process smooth and stress-free. Thank you for choosing Guild Mortgage, and if you need any further assistance, please...
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Heath and his team were creative in finding a way to secure a mortgage for me. They were deeply engaged in the process, moving quickly and decisively. The process from application to closing took only three weeks. The team helped me find insurance...
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Reply from Owner
May 27th, 2026 08:06 AM
Thank you for sharing your experience, Carla. We're pleased to hear that Heath and the team were able to help you secure a mortgage quickly and effectively, while also assisting with insurance in a challenging location. It's great to know that...
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I thoroughly enjoyed working with Heath and his team. They were helpful and ine of the main reasons why they was able to move into my home. Thanks again for all your help
Reply from Owner
February 20th, 2024 12:00 AM
Thank you for the wonderful review! We're so happy we could help you purchase your new home!
Having worked with the Barnes Team before, I can confidently say they continue to excel in delivering top-notch service. Their attention to detail and dedication to ensuring a smooth mortgage process are unmatched. From personalized guidance...
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Reply from Owner
February 14th, 2024 12:00 AM
Thank you for always choosing Heath and the Cardinal Financial loan team for all of your mortgage needs, Jennifer! We appreciate you taking the time to leave a positive review. We look forward to working with you again in the future!
The team was extremely helpful and professional. They ensured that I was able to close on my house no matter how hard the builder was making the situation.
Reply from Owner
May 27th, 2026 08:06 AM
We appreciate your feedback, Lori. It's great to hear that our team's professionalism and dedication were instrumental in helping you close on your house, despite the challenges. If you need any further assistance, please feel free to reach...
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My husband and I have closed 2 homes with Heath’s team. Both transactions were smooth, timely and we received great communication from the team throughout the process. Heath and team were very knowledgeable and helped guide us through both...
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Reply from Owner
May 27th, 2026 08:06 AM
Thank you, Sarah, for sharing your appreciated experience with Heath and our team. We're pleased to hear that both of your home closings were smooth and timely, and that our communication and guidance met your needs. Your recommendation means...
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About
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He specializes in first-time buyer guidance, self-employed borrower strategies, jumbo loans, FHA, VA, conventional financing, bank statement loans, DSCR loans, and investment property loans
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Self-Employed Mortgages
Specialities
Home Financing
Bridge
Conventional
Down Payment Assistance
Energy-Efficient
FHA
Jumbo
Lock and Shop
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Education
- Texas A&M UniversityBusiness AdministrationBachelor
Memberships
- Guild Giving - Do What Matters
- Guild Giving
- Growth Only Coaching
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Licenses
- NMLS# 210164
Awards
2025 President's C...
Top Originators 20...
Top 1% Mortgage Or...
Achievements
- Heavy-weight boxing champion
- Hiked to the summit of the Grand Tetons
- 6x Ironman competitor
Hobbies
- Wine Tasting
- Pickleball
- Playing Piano
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Disclaimer
I am authorized to do business in the states of California, Colorado, Florida, Georgia, Indiana, Minnesota, New Mexico, South Carolina and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 210164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.