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Guild Mortgage - Heath Barnes
Branch Manager | NMLS# 210164
Texas A&M University
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He special... Show More
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8 AM to 5 PM
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8 AM to 5 PM
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Reviews from Web
Heath and Dominick were very helpful throughout the whole process and helped us find the right product for us. We were very appreciative of all the time and expertise they provided.
Reply from Owner
June 5th, 2024 12:00 AM
It was our pleasure to help you throughout the loan process! Thank you for taking the time to leave a review and share your experience with the world. We look forward to working with you again in the future for all of your home loan needs.
I’ve now closed two homes with Heath and his team and both times were exceptional! Heath, Dominick, and Joshua are all very professional and knowledgeable. They made my loan process so easy. I will definitely be using them again for my future...
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Reply from Owner
May 27th, 2026 08:06 AM
Thank you for sharing your appreciated experience, Dinh. We're pleased to hear that our team was able to make your loan process easy and professional on both occasions. We look forward to assisting you with your future lending needs.
This Team is great! I used Cardinal Financial and Heath's Team to close a home purchase this past month. Very professional, helpful, educational, prompt, and structured for the whole process. I really appreciated the structure they gave me...
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Reply from Owner
May 27th, 2026 08:06 AM
Thank you for sharing your experience, Dominic. We're grateful to hear that you found our team professional, helpful, and well-structured throughout your home purchase process. It's nice to know the clear process steps and competitive costs...
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My husband and I were very happy and thankful with the service we received from Heath Barnes-Cardinal Financial Company. Everyone that helped us with the process in purchasing our home in Texas was very professional, friendly and caring. We...
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Reply from Owner
May 27th, 2026 08:06 AM
We're grateful for your appreciated feedback, Maria. It's nice to know that the team provided professional and friendly service during your home purchase in Texas. Your recommendation means a lot to us, and if you ever need further assistance,...
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We are very happy and thankful with the service we received at Heath Barnes Cardinal Financial Company. Everyone we had contact with at this company was very professional, friendly and caring. They made the home purchasing process very smooth,...
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Reply from Owner
May 31st, 2024 12:00 AM
Thank you for the review and for sharing your experience with Heath and the Cardinal Financial team! We look forward to working with you again in the future for all of your home loan needs.
Heath and his team of assistants are excellent. I have used them for multiple purchases and refinances. I couldn't be happier. They make is easy peasy.
Reply from Owner
May 31st, 2024 12:00 AM
Thank you so much for always choosing Heath and the Cardinal Financial team for your home loan needs, Todd. It's always our pleasure to help and look forward to doing so again in the future!
Great experience. Very streamlined process. Timely advice from all supporting staff.
Thank you!
Reply from Owner
May 27th, 2026 08:06 AM
Alejandro, we appreciate your kind words and are happy to hear that you had a great experience with our streamlined process and timely advice. Thank you for choosing Guild Mortgage!
My wife and I used Heath's team for our home purchase. The process was smooth and easy. We closed on time and had a great experience. Dom was a professional to work with and returned all our phone calls and emails in a timely manner. We really...
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Reply from Owner
May 27th, 2026 08:06 AM
We're pleased to hear that your home purchase process with the team was smooth and easy, Jatin. It's great to know that Dom's professionalism and timely communication contributed to an appreciated experience for you and your wife. Thank you...
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I used the Barnes Team for my first home purchase. The team was experienced, attentive and walked me through every step of the process. Dominick made sure we were fully informed from start to finish and explained everything thoroughly. We would...
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Reply from Owner
May 27th, 2026 08:06 AM
Thank you for sharing your experience, Michael. We're happy to hear that Dominick and the Barnes Team were able to guide you through your first home purchase with attentive support and clear explanations. We appreciate your recommendation and...
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My wife and I used Heath's team for our home purchase. The process was smooth and easy. We closed on time and had a great experience. Dom was a professional to work with and returned all our phone calls and emails in a timely manner. We really...
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Reply from Owner
May 29th, 2024 12:00 AM
Thanks for your review! We're happy to see that our loan team was able to help you with your home loan. We look forward to working with you again in the future for all of your home loan needs.
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About
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He specializes in first-time buyer guidance, self-employed borrower strategies, jumbo loans, FHA, VA, conventional financing, bank statement loans, DSCR loans, and investment property loans
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Self-Employed Mortgages
Specialities
Home Financing
Bridge
Conventional
Down Payment Assistance
Energy-Efficient
FHA
Jumbo
Lock and Shop
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Education
- Texas A&M UniversityBusiness AdministrationBachelor
Memberships
- Guild Giving - Do What Matters
- Guild Giving
- Growth Only Coaching
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Licenses
- NMLS# 210164
Awards
2025 President's C...
Top Originators 20...
Top 1% Mortgage Or...
Achievements
- Heavy-weight boxing champion
- Hiked to the summit of the Grand Tetons
- 6x Ironman competitor
Hobbies
- Wine Tasting
- Pickleball
- Playing Piano
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Disclaimer
I am authorized to do business in the states of California, Colorado, Florida, Georgia, Indiana, Minnesota, New Mexico, South Carolina and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 210164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.