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Guild Mortgage - Heath Barnes
Branch Manager | NMLS# 210164
Texas A&M University
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He special... Show More
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8 AM to 5 PM
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closed
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closed
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Reviews from Web
Heath & Dominick made the process of buying a home (which is stressful) as ease filled and clear as can be. The portal they provide to keep documents up to date and knowing what is completed and what may need addressing very easy to navigate....
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Reply from Owner
May 27th, 2026 08:05 AM
We're pleased to hear that Heath and Dominick were able to make your home buying experience as stress-free and clear as possible, Courtney. It's great to know that you found our portal easy to navigate and supportive throughout the process....
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Heath was absolutely amazing throughout the entire process. His attention to detail and willingness to go the extra mile made all the difference. Heath was always available to answer my questions and provided invaluable advice that helped me...
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Reply from Owner
May 27th, 2026 08:05 AM
Thank you for your kind words, Patrick. We're pleased to hear that Heath's attention to detail and commitment made a positive impact on your experience. It's great to know his advice was helpful in securing the best deal possible. Your recommendation...
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Heath, and his team, were great to work with throughout our recent home buying process. We appreciate their expertise, and responsiveness. We recommend them to anyone looking to purchase a home.
Reply from Owner
May 27th, 2026 08:05 AM
We're pleased to hear that you had a great experience with Heath and his team, Jimmy. We appreciate your recommendation and are grateful for your kind words about our expertise and responsiveness. If there's anything else we can assist you...
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Excellent experience, seamless process. I highly recommend Heath and his team!
Reply from Owner
May 27th, 2026 08:06 AM
Thank you for your positive feedback, Chase. We're pleased to hear that you had an excellent experience with Heath and his team. Your recommendation means a lot to us!
They were easy to deal with and was an overall good experience. I would recommend them.
Reply from Owner
May 27th, 2026 08:06 AM
We appreciate your feedback, Steve. We're glad to hear you had a good experience with us and thank you for recommending Guild Mortgage. If you ever need assistance in the future, feel free to reach out.
Took care of me from start to finish and helped me get the best rate possible. I highly recommend using Cardinal Financial for your mortgage or refinancing needs.
Reply from Owner
May 27th, 2026 08:06 AM
Thank you for sharing your experience, Dalton. We're pleased to know that you felt well-supported throughout the process and secured a great rate. If you have any further questions or need assistance, please feel free to reach out.
As a title company, we've had the pleasure of working with the Cardinal Financial team on several transactions, and they have been nothing short of amazing. Their professionalism, communication, and attention to detail have made every closing...
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Reply from Owner
May 27th, 2026 08:06 AM
Thank you, Julie, for sharing your positive experience with our team. We're grateful for your kind words about our professionalism and communication. It's appreciated to hear that our efforts have made your transactions smooth and efficient....
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When my wife and I considered buying our first home my realtor referred me the number for Cardinal Financial and we worked with Taylor Horton, Heath Barnes and Dominic Rodriguez they made buying a home so easy they were there for us at anytime...
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Reply from Owner
May 27th, 2026 08:06 AM
We appreciate your kind words, Joe. It's appreciated to hear that Taylor, Heath, and Dominic were able to assist you and your wife throughout the home buying process. We're glad they could provide detailed explanations and work with you on...
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Heath Barnes is the most efficient and personable mortgage agent I have dealt with in 50 years of buying and selling our homes. He made the steps transition smoothly from application to closing. All the while his smile and explanation of each...
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Reply from Owner
May 27th, 2026 08:06 AM
We're grateful for your kind words, Ronald. It's appreciated to hear that Heath's efficiency and personable approach made your home buying experience smooth and pleasant. If you ever need further assistance, please don't hesitate to reach out....
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When I was growing up my father would purchase a new Cadillac every five years for my mother to drive. I decided I would ask why a Cadillac versus any other vehicle. My father’s response was, it is built for a comfortable ride not for speed...
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Reply from Owner
May 27th, 2026 08:06 AM
Everett, we appreciate you sharing your thoughtful analogy and experience. It's appreciated to know that our team at Guild Mortgage was able to support you throughout your home-buying journey. We're grateful for the opportunity to assist you...
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About
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He specializes in first-time buyer guidance, self-employed borrower strategies, jumbo loans, FHA, VA, conventional financing, bank statement loans, DSCR loans, and investment property loans
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Self-Employed Mortgages
Specialities
Home Financing
Bridge
Conventional
Down Payment Assistance
Energy-Efficient
FHA
Jumbo
Lock and Shop
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Education
- Texas A&M UniversityBusiness AdministrationBachelor
Memberships
- Guild Giving - Do What Matters
- Guild Giving
- Growth Only Coaching
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Licenses
- NMLS# 210164
Awards
2025 President's C...
Top Originators 20...
Top 1% Mortgage Or...
Achievements
- Heavy-weight boxing champion
- Hiked to the summit of the Grand Tetons
- 6x Ironman competitor
Hobbies
- Wine Tasting
- Pickleball
- Playing Piano
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Disclaimer
I am authorized to do business in the states of California, Colorado, Florida, Georgia, Indiana, Minnesota, New Mexico, South Carolina and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 210164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.