Hal Johnson
Senior Loan Officer | NMLS 233808
Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive hom... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Hal was available! He was professional , patient , listened and guided me through the mortgage process! Thank you !
Reply from Hal Johnson
June 25th, 2025 10:29 AM
I'm thrilled to hear that you found the mortgage process smooth and that my guidance was helpful. It was a pleasure assisting you with your home purchase. Thank you for your kind words!
Hal was excellent at both timely communication and being very clear about next steps/what to expect, which is so helpful as a first time homebuyer! I also appreciated how he always made himself available to me as a resource for even the smallest...
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Reply from Hal Johnson
June 2nd, 2025 12:02 PM
Gillian - Thank you for your thoughtful review! Hope you are settling in and loving your new home.
All the best,
Hal
Great Service
Reply from Hal Johnson
May 15th, 2025 08:04 PM
I'm thrilled to hear that you found the service great, David. It was a pleasure assisting you with your loan process at Embrace Home Loans. If you have any further questions or need additional support, feel free to reach out.
is incredibly communicative. He worked diligently and efficiently on our loan. We really enjoyed working whim
Reply from Hal Johnson
April 17th, 2025 12:23 PM
Meg - Thank you for your review. It was a pleasure working with you, and I appreciate your kind words. Wishing you many happy years in your new Craig Builders home.
Hal is hardworking and has great communication. we appreciated all his help
Reply from Hal Johnson
April 8th, 2025 02:16 PM
Aaron - Glad to hear that you appreciated my assistance with your purchase. It was a pleasure working with you and Meg, and I'm glad my communication met your expectations. Thank you for your kind words.
Great experience. Hal had a lot of insight, he was excellent with communication, and was always very helpful
Reply from Hal Johnson
March 21st, 2025 12:48 PM
Thank you Nick. You and Meaghan were awesome to work with. Wishing you many happy years in your new home.
Good for tap
Reply from Hal Johnson
March 19th, 2025 04:28 PM
Thank you, Hla, for taking the time to leave your feedback! I'm glad to hear that your experience went well. If there's anything more I can do to assist you or improve your experience, please don't hesitate to reach out. Your satisfaction is...
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Hal was responsive, thorough, competent, resourceful and professional. Top notch!
Reply from Hal Johnson
March 4th, 2025 01:19 PM
Thank you Marie for your kind words. Hope you have many wonderful years in your new Craig Builders home.
Hal was very fantastic at leading us through the loan process. He was great at getting us the appropriate loan in a timely manner. He was always available for questions and concerns. We appreciate his input and time getting us this loan.
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Reply from Hal Johnson
March 1st, 2025 02:01 PM
Erdal, I'm thrilled to hear that you had such a positive experience working with me at Embrace Home Loans. It's always my goal to make the loan process as smooth and efficient as possible for my clients. I’m glad I could assist you in finding...
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Hal was very straightforward and reliable. He was very responsive to my messages and I felt that I was dealing with an honest person. There were no unpleasant surprises in how things unfolded after my initial conversations with him.
Reply from Hal Johnson
January 14th, 2025 03:06 PM
I'm thrilled to hear about your positive experience, Hope you have many great years in your new Craig Builders home. Know that I'm here to assist in the future if you need me. Thanks for taking the time to leave this review! - Hal Johnson
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About
Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive home financing solutions with Embrace Home Loans. Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He's focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. Contact Hal today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Senior Loan OfficerJun 3rd, 2022 - Current
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 233808
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.