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Hal Johnson - Senior Loan Officer | NMLS 233808 in Fairfax, VA

Hal Johnson

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Senior Loan Officer | NMLS 233808

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Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive hom... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
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Reviews from Web
  • SFTP
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    Emily P
    Ruckersville, VA
    Posted on January 11th, 2026 01:38 PM
    Hal always had my clients' best interest top of mind throughout the entire transaction. Would highly recommend him. Thanks Hal!
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    Sherine J
    Charlottesville, VA
    Posted on December 25th, 2025 03:57 PM
    Hal did a great job! And was an awesome communicator!
    Reply from Hal Johnson
    December 26th, 2025 04:19 PM
    Sherine - Thank you for your review. You were awesome to work with. Thank you for your quick responses and always providing info as requested. Hope you have many wonderful years in your new Craig Builders home.
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    Phyllis J
    Charlottesville, VA
    Posted on October 14th, 2025 02:29 PM
    Easy to work with understands the market and ensured we got outstanding serivce...will definitely recommend Hal. great personality and can tell he has a passion for what he does for his clients.
    Reply from Hal Johnson
    October 15th, 2025 12:40 PM
    Phyllis - Thank you for your kind words. You were a delight to work with! Hope you have many happy years in your new Craig Builders home.
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    David C
    Somerset, VA
    Posted on October 4th, 2025 12:53 PM
    Hal's communication and quick response to questions is fantastic!
    Reply from Hal Johnson
    October 6th, 2025 12:46 PM
    David - always great to work with you! Thank you once again for trusting me with you loan needs.
  • SFTP
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    Alisha C
    Somerset, VA
    Posted on October 4th, 2025 12:37 PM
    Hal is a friend and has always looked out for us and is great to work with
    Reply from Hal Johnson
    October 6th, 2025 12:47 PM
    Thank you Alisha. Always a pleasure to work with you!
  • SFTP
    A
    Ashleigh A
    Louisa, VA
    Posted on September 29th, 2025 12:55 PM
    Hal was wonderful with my clients! He was professional and a wonderful resource with a wealth of knowledge throughout the transaction. All communication was seamless which made the process very smooth.
    Reply from Hal Johnson
    October 6th, 2025 12:48 PM
    Ashleigh - Thank you for your referral! Always a pleasure to work with a professional like you!
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    Jamie L
    Louisa, VA
    Posted on September 28th, 2025 09:30 AM
    Hal was very informative giving us the confidence to make our decisions. Hal communicated well and in a timely manner.
    Reply from Hal Johnson
    October 6th, 2025 12:49 PM
    Jamie - Thank you for your review! Hope you and your family have many happy years in your new home.
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    Todd M
    Charlottesville, VA
    Posted on September 24th, 2025 02:21 PM
    Great to work with Hal!
    Reply from Hal Johnson
    October 4th, 2025 02:00 PM
    Likewise Todd! Always a pleasure sir.
  • SFTP
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    Homa A
    Charlottesville, VA
    Posted on July 21st, 2025 11:17 AM
    Hal was always available to answer our questions and offer valuable advice throughout our multi-year home search. This was the second house we’ve closed on with him, and both times we had a great experience. His support, responsiveness, and...
    read more
    Reply from Hal Johnson
    July 21st, 2025 11:35 AM
    Homa, I truly appreciate your thoughtful review and am glad to have been a part of your home search journey. It's wonderful to hear that my support and advice were helpful to you. Being available for your questions and closing on two homes...
    read more
  • SFTP
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    Farzad F
    Charlottesville, VA
    Posted on July 18th, 2025 04:49 PM
    Thank you, Hal!
    Reply from Hal Johnson
    July 21st, 2025 11:35 AM
    Always a pleasure to work with you Farzad!
  • 21–30 of 191
    About
    Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive home financing solutions with Embrace Home Loans. Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He's focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. Contact Hal today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jun 3rd, 2022 - Current

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 233808
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.