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Hal Johnson - Senior Loan Officer | NMLS 233808 in Fairfax, VA

Hal Johnson

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Senior Loan Officer | NMLS 233808

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Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive hom... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
96%
4 Star
4%
3 Star
0%
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Reviews from Web
  • Zillow
    R
    Rbaker8
    Posted on February 4th, 2014 12:00 AM
    We heard of Hal thru a good friend's referral, whom we trust. We had worked with a few other lenders prior to working with Hal, but we wanted to use someone more local and someone we could see face to face and not over a phone. We found Hal...
    read more
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    Keri O
    Posted on February 3rd, 2014 12:00 AM
    My first professional encounter with Hal Johnson was during the purchase of my home in 2006. I was a first time home buyer and felt completely overwhelmed. Hal took the time to explain everything to me very patiently and clearly so that I was...
    read more
  • Zillow
    K
    Kinseygr
    Posted on February 3rd, 2014 12:00 AM
    Hal was very helpful with our purchase of a home. He took considerable time to explain our different options and the pros and cons of each type of loan. He was very quick to respond to any questions we had during the process. He is very professional...
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  • Zillow
    D
    Debbie T
    Posted on February 2nd, 2014 12:00 AM
    Hal is dependable, professional, and fantastic to work with. He treats my clients with the utmost of care, educates them on various loan programs, is always competitive with his rates and most importantly, successfully gets my clients to closing....
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    Ruthmcook
    Posted on February 2nd, 2014 12:00 AM
    We have used Hal to secure motrgages for the purchase of a home, as well as to refinance. His service has always been impeccable. He is responsive, knowledgeable, professional and efficient. We would never consider working with anyone else...
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    Juliesanches
    Posted on February 1st, 2014 12:00 AM
    I've worked with Hal twice now over the last several years. He first helped me with purchasing my home in late 2010 and then again in 2013 to refinance the same home. Having bought and sold multiple homes over the years, I can say that working...
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    Lacreme
    Posted on January 31st, 2014 12:00 AM
    We have used Hal Johnson multiple time to re-finance our homes, and each time his service has been absolutely stellar. We have referred Hal to many of our friends who were uncertain about whether or not to refinance, and with Hal's help, they...
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    G
    Gwtrimmer
    Posted on January 31st, 2014 12:00 AM
    Hal is the master of mortgage loans - he's done both acquisition and refinance loans for me and gotten them closed in the face of uncertain markets, surprising appraisals, unique circumstances, etc. He's patient and consistent through the whole...
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    Lynnmschoen
    Posted on January 30th, 2014 12:00 AM
    I refinanced twice with Hal, and both times he lowered my rate and made the process easy. He and his staff told me exactly what I had to provide, and helped me when I needed it. Hal and his team provided outstanding customer service. The process...
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  • Zillow
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    ChristopherVan D
    Posted on January 30th, 2014 12:00 AM
    Hal sets a very high bar for mortgage lenders. He has helped me twice and I've referred him to two different friends. He is diligent, knowledgeable and determined to ensure his clients get the best possible outcomes in their mortgages.
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    About
    Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive home financing solutions with Embrace Home Loans. Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He's focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. Contact Hal today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jun 3rd, 2022 - Current

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 233808
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.