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Hal Johnson - Senior Loan Officer | NMLS 233808 in Fairfax, VA

Hal Johnson

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Senior Loan Officer | NMLS 233808

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Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive hom... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • agent
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    Shawn T
    Posted on June 8th, 2017 01:37 AM
    Hal made every thing so easy and explained all paper work to a tee when I didn't understand. 100 percent satisfaction when it came to customer service.
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    Zuser20140624070337314
    Posted on June 24th, 2014 12:00 AM
    We are very lucky to have worked with Hal. We talked to many mortgage lenders before deciding to go with Hal. Ultimately, we chose to work with him because he was much more knowledgable about the process and our options than the other lenders....
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    Zuser20140606124005888
    Posted on June 6th, 2014 12:00 AM
    I would highly recommend Hal to anyone who is looking for a mortgage lender. Hal is knowledgeable, helpful, and reliable. His calming nature helped make a stressful situation more bearable. I will be referring my friends and family members...
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    BDunkum1
    Posted on April 14th, 2014 12:00 AM
    We bought another house prior to listing our current residence for sale. It was a little different then closing on one loan and getting another. Hal was a great in getting the new loan for us and explaining all the options etc. I would definitely...
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    Enzouomo
    Posted on April 13th, 2014 12:00 AM
    Had the pleasure of working with Hal on a refinance early in 2012. Loan officer I had previously used had moved and my accountant referred me to a real estate agent client of his who without hesitation recommended Hal, citing his knowledge,...
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    Bryankelloggauto
    Posted on March 28th, 2014 12:00 AM
    My fiance and I were fist time home buyers and Hal helped us through the process. I cannot recommend him enough. He was very knowledgeable and patient with us throughout the whole process. One of the things that impressed me the most with Hal...
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    WesAltman
    Posted on March 4th, 2014 12:00 AM
    Hal helped my wife and I through the daunting task of buying our first house! He was extremely patient with all our questions and really took the time to teach us ropes. We have used Hal twice since then to refinance our house and wouldn't...
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    RobStewart7
    Posted on March 4th, 2014 12:00 AM
    Hal was responsive to our situation and went above and beyond professional expectations to guide us through the steps to refinance our house. I highly recommend Hal and hope that I can do business with him again.

    Rob Stewart
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    Rseracin
    Posted on February 27th, 2014 12:00 AM
    This is our second time working with Hal and it certainly won't be our last! Hal goes above and beyond in every way. I'm confident we got the best rate possible. In addition, Hal structured our closing to save us a ton of money over the life...
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    Dennis M < L F
    Posted on February 26th, 2014 12:00 AM
    My wife and I were looking for a home and the loan officer we were planning on using was pushing us into an FHA loan. Since we had enough for a conventional loan down payment and our credit was around 800 I wanted a second opinion.

    Hal met with...
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    About
    Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive home financing solutions with Embrace Home Loans. Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He's focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. Contact Hal today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jun 3rd, 2022 - Current

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 233808
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.