Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Ginny is very professional and always one step ahead in the whole lending processes - I will use her again in the future and would refer her to anyone that is in need of a home loan.
Ginny Richards was outstanding! Our experience working with her was amazing! We were able to close a few days earlier then expected due to Ginny's hard work and dedication to her clients. What could have been a stressful experience turned out...
read more
When my wife Sally and I first decided to get into the home buying process, we were very green to everything! We had tons of questions and doubts, then we were led to Ginny at Stearns lending and with her professional advice and sparkling personality...
read more
Ginny was very helpful to any questions I had while purchasing my home and was very accessible to reach via phone and email.
It was nice to have a loan officer that truly had my best interest at heart. She was always available to answer my questions and keep me calm through the whole Loan process. She's a real professional and a pleasure to work with.
Ginny Richards has received a review with 5 star rating from Patrick P
We bought our first home with the support and help from Ginny. It was easy and closed in less than 30 days. We were so happy and appreciative with Ginny we would recommend Ginny 100% to anyone looking for a mortgage. She's the best.
We had the pleasure of working with Ginny for the purchase of our first home. Ginny took the time to thoroughly understand what we were looking for in a lender. She took on our VA loan and with no doubt saved us money by getting us the best...
read more
I am so fortunate to have had Ginny on board handling the loan for the purchase of my new home. She is amazing to work with and always one step ahead of everyone anticipating the needs of everyone involved. Ginny is extremely detail oriented...
read more
Ginny was wonderful to work with! Not only was she incredibly knowledgeable and constantly working for an with me, she was also able to interpret each document or action. She is outgoing and makes you feel comfortable to ask questions. I had...
read more
371–380 of 383
About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.