Ginny Richards
Producing Branch Manager | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny was well organized, friendly, and extremely knowledgable on all aspects of this sale throughout the entire process. She was an outstanding communicater who always kept us well informed. With out a doubt Ginny will be the only loan agent...
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Ginny Richards went above and beyond to close our loan in record time. She always kept us informed, she is very knowledgeable, and available when needed. This was my husbands first experience with mortgage lending and he felt very informed...
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All around a fantastic agent! I loved working with her!
Ginny was a pleasure to work with she was outgoing, easy to reach and knowledgeable!
Very helpful throughout the entire process. Lots of help advice.
Ginny Richards went out of her way to communicate with me and help me understand the loan process. She was wonderful to work with!
Ginny is very professional and always one step ahead in the whole lending processes - I will use her again in the future and would refer her to anyone that is in need of a home loan.
Ginny Richards was outstanding! Our experience working with her was amazing! We were able to close a few days earlier then expected due to Ginny's hard work and dedication to her clients. What could have been a stressful experience turned out...
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When my wife Sally and I first decided to get into the home buying process, we were very green to everything! We had tons of questions and doubts, then we were led to Ginny at Stearns lending and with her professional advice and sparkling personality...
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Ginny was very helpful to any questions I had while purchasing my home and was very accessible to reach via phone and email.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.