

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny and her team were fantastic and walked us through every step of the process. We will definitely use Atlantic Bay for our future mortgage needs.
Reply from Ginny Phillips
August 10th, 2023 11:59 AM
Thank you for your kind words, Monique! We are so glad to have been able to help you and your family navigate the mortgage process. We look forward to helping you again in the future.
Overall great experience
Reply from Ginny Phillips
August 10th, 2023 11:59 AM
Thank you so much, Ashley! I'm so glad you had an overall great experience with Atlantic Bay Mortgage Group. It's always my goal to provide the best service possible and your kind review means a lot to me.
Everything was well done, quick and questions were answered for clarity.
Reply from Ginny Phillips
August 10th, 2023 11:59 AM
Thank you so much Keith for the 5-star rating! It was my pleasure to help you with your mortgage needs. I'm glad you were satisfied with the service and that I was able to answer your questions and make the process easier for you. Have a great...
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They the whole process Ginny was available for all my questions. The process was very easy to manage considering I was a first time home buyer the Atlantic Bay group was amazing to deal with.
Ginny was excellent to work with and I would recommend her to anyone!
Reply from Ginny Phillips
August 10th, 2023 12:00 PM
Thank you for the kind words, Mary! I'm so glad you had a positive experience working with me and Atlantic Bay Mortgage Group. It was a pleasure to work with you!
Ginny and her team are amazing. They are very helpful in all areas and responded quickly to everything needed. They were there with every step to help with my first home buying experience and hope to use them again in the future one day!
Reply from Ginny Phillips
August 10th, 2023 12:00 PM
Thank you so much for the kind words, Crystal. It was a pleasure working with you on your home purchase. We look forward to helping you with any future home financing needs.
The BEST, everything went smoothly
Reply from Ginny Phillips
August 10th, 2023 12:00 PM
Thank you so much Paige! I'm so glad that working with Atlantic Bay Mortgage Group was a smooth process for you!
I have nothing bad to say ginny helped us out an explained everything to us
Reply from Ginny Phillips
August 10th, 2023 12:02 PM
Thank you so much Steven for your kind words! I really appreciate you leaving this review for Atlantic Bay Mortgage Group. It was a pleasure helping you out and I'm glad I was able to explain everything.
The team was absolutely wonderful processing everything in a timely manner everything was spot on they were great.
Ginny was very responsive. She made spending a boatload of money a bit easier on the soul.
Reply from Ginny Phillips
August 10th, 2023 12:02 PM
Thank you so much for your kind words, Michael! I'm so glad I could make the process a bit easier for you. I'm proud to be part of Atlantic Bay Mortgage Group and I'm always happy to help.
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.