

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Everyone was so quick to respond and answer all of my questions. The whole team made the process much easier than I thought it would be.
Ginny, Susan and Ashley have worked with us so smoothly we couldn't ask for a better team to handle our first time home buying process!
Always very helpful and communicative throughout the process.
Ginny and her team are simply the BEST! We felt well informed and well represented throughout the process. We experienced the highest degree of professionalism and customer service with Ginny's team and the Atlantic Bay Mortgage Group. Highly...
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Ginny and her team are great to work with. As a first time homebuyer I had a lot of concerns. Ginny would call me back right away, even if it was at night or a weekend. When it’s time to refinance I will definitely go through them again. I...
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Thank you! Easiest mortgage closing I've done.
Reply from Ginny Phillips
August 9th, 2023 07:30 PM
Thank you, Dee! I'm so glad that the process went smoothly for you and that you had a positive experience with Atlantic Bay Mortgage Group. We take pride in making sure our customers have the best experience possible. Thank you for your kind...
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Ginny and her entire team were wonderful and I couldn’t of asked for more!
Reply from Ginny Phillips
August 10th, 2023 11:56 AM
Thank you so much, Paul! It was a pleasure helping you with your mortgage needs. We’re so glad we could make the process smooth and easy for you. We truly appreciate your feedback!
The whole process was so easy and seemless!
Reply from Ginny Phillips
August 10th, 2023 11:56 AM
Thank you so much for the kind words, Caleb! I am so glad that your experience with Atlantic Bay was a positive one. We take great pride in helping people like you find the perfect mortgage loan for their needs.
I had the pleasure of working with Ginny, a remarkable mortgage loan specialist, and I couldn't be more thrilled to share my amazing experience. Ginny went above and beyond to assist us in securing our loan, enabling us to realize our dream...
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I had the pleasure of working with Ginny, a remarkable mortgage loan specialist, and I couldn't be more thrilled to share my amazing experience. Ginny went above and beyond to assist us in securing our loan, enabling us to realize our dream...
read more
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.