

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny and her team always do such a great job of keeping everyone informed by providing updates throughout the process. I've never had a bad experience with them.
Reply from Ginny Phillips
April 3rd, 2024 08:27 PM
Thanks David!!! You rock!
Communication. Patience. Working miracles and making me look good!
Reply from Ginny Phillips
December 5th, 2023 04:27 PM
xoxo - Thanks so much!!
Communication, I was unable to receive answers to questions I had. I left voicemails and never received a call back on two (known) occasions. Had to seek answers from other sources.
Ginny was great. She answered all of our questions and was available when we needed her. She walked us through the entire homebuying process. I'd recommend Atlantic Bay Mortgage to anyone seeking homeownership.
Reply from Ginny Phillips
December 5th, 2023 04:27 PM
Wow! Thanks so much for the amazing review. You rock!
Ginny was excellent, and her whole team was awesome.They made me and my wife feel very comfortable and confident about the new home ownership process. We could not have gotten a better experience anywhere else. Thank you guys for everything....
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Reply from Ginny Phillips
December 5th, 2023 04:26 PM
I'm so glad to hear that you had such a positive experience, Tony and Sonya! You were both amazing to work with. We appreciate you!
Everyone from start to finish is well versed in their individual job and always answered any question promptly so thank you. It takes a lot of stress off.
Reply from Ginny Phillips
November 20th, 2023 02:12 PM
Lauren - thanks so much!! I'm thankful we were able to relieve some stress from an already stressful situation. :) Enjoy your new home!!
She worked very hard to get the house I wanted, and I really appreciate her
Reply from Ginny Phillips
November 17th, 2023 02:37 PM
We loved being able to assist. Call me with any questions with your payment!
Ginny and her crew were/are easy to work with. Very responsive to any questions we had.
Reply from Ginny Phillips
November 9th, 2023 01:17 PM
Thanks so much for your great review. We truly enjoyed working with you...please do not hesitate to reach out with any questions in the future!!
I am going to utilize my new skill learned from receiving and sending documents. I already have taken the time and I hope that everyone (people I may have left out) that helped me gets recognition. I just wanted to take a moment and say thank...
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Reply from Ginny Phillips
November 3rd, 2023 01:45 PM
Thank you so much for the heartfelt review, Luis! It was a pleasure to help you navigate the process of buying your first home. Your determination and positivity were truly inspiring.
Best Regards,
Ginny Phillips
First time home buyers. Very quick and very easy. All of our questions and concerns were addressed immediately.
Reply from Ginny Phillips
November 3rd, 2023 01:44 PM
Thank you so much for your positive feedback and for taking the time to post this review, Bryce. I'm thrilled to hear that your first-time home buying process was quick and easy. My goal is always to provide speedy responses and clear communication....
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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- NMLS# 447959
- Licensed in NC & VA
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© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.