

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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It was great, good communication from Ginny as well as Ashley ans Kaitlyn?
Great experience overall. Every question I had was answered by one of the team members within the hour.
We have nothing but amazing things to say about you and your team! Everyone was so friendly and knowledgeable, quick to reply and communication was incredible! you all made this process so easy for us and we are so grateful!!
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Great job! Thanks for the help!
Ginny Francum and her team were outstanding in handling my recent Mortgage needs!As well as being patient and timely, they were graciously efficient and considerate in all areas throughout the entire process.I.H.T. September 6, 2026
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It was smooth and easy. No hiccups in finalizing the loan
Ginny and her team guided me through the entire process. everyth Wrnt Went smoothly and they kept me informed on what to expect and what was needed.
Outstanding and helpful service through all the many questions with purchasing a home. Thanks for all the assistance and support.
Absolutely fantastic!! We were helped promptly with all of our questions and needs. Thank you thank you!!
Process was very easy and well organized. We didn't have to do much other than upload the required
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.