

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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I had difficulties with finding all the needed paperwork. Everyone was very patient and led me through the process step by step. I so appreciated their help.
I always felt that I could reach out with any questions and have them answered promptl.
Ginny, thank you and your team for being amazing! Because of your all around awesomeness, you were the determining factor for why the seller chose me to purchase their home. That sealed the deal, literally. I knew I was in great hands before...
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Thank yall for everything!
The entire process was easy and amazing
Team Ginny was wonderful to work with as a first time homebuyer. I'll be recommending her to everyone I know!
The Team are always helpful and communi well at every stage.
Team Ginny made sure I had all if of the necessary documents uploaded . They communicated with me all throughout the loan proces via phone, text messaging and email. Ginny was able to quickly provide approval letters for the homes I was very...
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Reply from Ginny Francum
June 22nd, 2026 11:53 AM
Congrats on your new home!! We appreciated you trusting us and look forward to working with you again!
The overall experience was pleasant. I'd say one downside was the interaction I had with Jesse Lyle of conservice. I spoke with them on the phone and didn't appreciate the high pressure sales nor the passive agressive aggressive attitude once...
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Reply from Ginny Francum
June 22nd, 2026 11:52 AM
Spenser - I really appreciate that feedback and will act on it. Thank you!!
This was the easiest home buying process in the entire 28 years that my husband and I have been buying and selling homes. I wouldn’t trust anyone else. They made it stress-free.
41–50 of 1424
About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.