Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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As first-time home buyers, my wife and I had a big learning curve when going to buy a home, so having a competent lender helped us out greatly. First Nationwide Lending was not only incredibly knowledgable, but diligent in meeting deadlines,...
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Refinanced in less than 30 days. The process went well and we were very happy with the rate and level of service. The loan officer was very professional and handled all the back and forth correspondence in a timely fashion.
Getting our mortgage was a long process, in that we purchased a short sale house, and Gina Montes was very thorough, and helped make the mortgage part of the purchase the easiest part. Her follow up was impressive, checking in with us through...
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I would recommend First Nationwide to anyone looking to purchase a home. The staff is very knowledgeable and personable. They are very thorough, and can answer all of your questions on the fly. We recently purchased our new home and we had...
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I went to first Nation because I was tired of Wells Fargo dragging their feet. After wasting my time in red tape for over 6 months I decided to contact First Nation via Zillow. They did an outstanding job at closing my refinanced loan at better...
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I did 2 refi with FNL in the past 6 months. My experience was very pleasant. Ms. Gina Montes is very knowledgable and experience. She gave very timely update and explained all the details. She responded very quickly to my inquiry. Gina is the...
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I have had the pleasure of working with Ms. Gina Montes twice now in refinancing my home. Both times she has been highly professional and very efficient. The process went extremely smoothly with excellent communication and updates as to what...
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I contacted First Nationwide but was unable to get responses to my e-mails. It quickly became obvious that they use an ineffective, automated system because Gina would e-mail me about trying to get in touch with me and not hearing back, I would...
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When we moved to Florida in 2010 , we used First Nationwide Lending (FNL) to purchase our house in Osprey and were very satisfied with their efficient service. . In October 2012, FNL found us a much lower Mortgage Rate and with their expertise...
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I used 1st Nationwide to mortgage my first home purchase. John and Gina were great every step of the way. Gina would honestly take less than 2 minutes most of the time to respond to an email and got use an GREAT interest rate, Highly recommend...
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.