

Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL

Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Very smooth process. Great to work with!
EVERYTHING,! Words are not enough. Gina Montes and Karitza Nova, are the BEST! They went above and beyond for me and family, and for that we are more than great full.
Our home purchase was a year in the making and Gina made this experience a joy. From the monthly touch base calls to just Check in to see how we where doing to the feedback/suggestion on what bills to pay off to what we should show on our tax...
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Always helpful Reliable & strong teamwork!! Thank you so much Gina & staff for making our dreams come true. God bless you all!!
Professionalism and exelencia
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The mortgage genie is exactly that, magical! From start to finish, hands down, the best! We found Gina through a referral and she was able to get us approved for what we needed to buy our dream home! Even when things got tough, Gina carried...
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The personality of Gina..Plesant, easy going,friendly,thorough, Makes tbe complex issues easy to undersrand, easy to get in touch with if there are questions or doubts. All in all an awesome experience. I would not hesitate to recommend her...
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Polite and convenient is Very easy to work with.
thank you Gina! you did an amazing job
Gina's follow thru and communication is superb! The level of passion and kindness that Gina has shown us is priceless. I would highly recommend Gina and her team to assist with your mortgage needs. Her response time was always done in a timely...
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.