

Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL

Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Everything ran smoothy. l was able to close in 21days!!!
Gina gave me constant updates. The communication was outstanding. It didn't matter what time of day it was, she was there for me. Made a stressful process much better!
Good
Gina was extremely helpful with the process of the purchase of my new home. She was always quick to answer any question I had by email or phone . It was a great experience working with Gina !
Gina was great to work with her communication with each step was great and I loved the fast response to any questions I had .
Gina is so knowledgeable, and goes above and beyond in her service. She's always happy to help and explain everything during each step in the process. Thank you Gina!
Gina is so knowledgeable, and goes above and beyond in her service. She's always happy to help and explain everything during each step in the process. I am self-employed, and currently going through different changes in my job and setting myself...
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Para Gina y todo su grupo de trabajo mi esposo y yo solo tenemos palabras de agradecimiento y aprecio. Todos y cada uno de ellos hicieron un excelente trabajo en este proceso de compra de nuestro nuevo hogar. Mil gracias Gina y Dios te siga...
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Gina fue de gran ayuda en la compra de nuestra casa. Estoy muy agradecido con su asesoría, colaboración y disposición para que todo saliera bien y no tuvieramos contratiempos en nuestra negociación.
Everything Gina did was great.
Gina went above and beyond for me and my family, and for that we are very grateful. I would recommend Gina and Karitza to EVERYONE.
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.