

Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL

Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Constant communication.
Gina worked very diligently to assist my buyers with the purchase of their dream home. She is very knowledgeable and fantastic at what she does.
Gina made it possible for my family and I to move into our dream home. We came to her in a desperate situation and she took the time to walk us through everything we needed to do step by step. We can’t say enough good things about Gina and...
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Great communication!
Gina goes the extra mile to help and communicate. She has been very good about keeping in touch ever since I purchased my previous house through your company.
Gina is very efficient and knowledgeable and got us the best rate possible!
After being turned down by 6 lenders Gina got the loan done. She is always able to put things together to make the deal work. She is truly AMAZING !!!
Gina Montes recently helped us with a mortgage for our home purchase in Lakewood Ranch. From the beginning her and her team were highly professional, extremely patient with us and displayed a willingness to exceed our expectations. Since I...
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Gina Montes recently helped us with a mortgage for our home purchase in Lakewood Ranch. From the beginning her and her team were highly professional, extremely patient with us and displayed a willingness to exceed our expectations. Since I...
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Gina and her team give A+ service. She always makes sure you get the best possible outcome when it comes to your loan and any other benefits that are available. This is the second time I have used Gina's service and will continue working with...
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.