Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Gina is the best! She creates an easy process for my clients to get their loans quickly and more efficiently than any one else in the industry! I would not use any one else who needs a mortgage for purchasing a home :-~) Thayer Fairing, Licensed...
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Gina takes great pride in helping here customers. plus she keeps great communication which is paramount in a real estate traction.
Extremely professional and forthcoming with information, as well as, timely updates on progress and next steps with the home loan process.
Very little communication and I only heard back when I initiated it. I was the listing agent and we put the home under contract on 06/22/2020. It was suppose to close on 7/21/2020. The transaction didn't close until 8/28/2020.
Gina made it easy to get a hold of her she listen to our concerns and took a solid appropriate action.
Very happy
Thank you that we were able to close before the weekend! I have a home now!
Thanks
Gina and her team are the best. Always pushing things forward. Even with the delays due to volume, she kept us informed on where things were in the process.
Wouldn’t have trusted anyone else to handle my mortgage transaction other than Gina, and I do this for a living. She always goes above and beyond for her clients.
As a real estate agent it’s always a priority to have great communication. Gina made this transaction as smooth as it could be, specially with Covid crisis that we’re in.
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.