Gina Cosculluela
Vice President | NMLS# 332586
I began my mortgage banking career in 1990, shortly after graduating from St. Thomas University with a degree in Finance. In 1995 I co-founded American Bancshares Mortgage, LLC. My passion for servicing the community is driven by my core va... Show More
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ABM team was awesome to work with! They closed our loan fast and kept us informed throughout the whole process. We are grateful to find a company that truly cares about their borrowers and values our time.
She was very professional and kept me informed.
As a first time home buyer, we had no idea what to expect. Gina was there to walk us through the entire process and took the time to educate us about our expectations. From the initial online application up until the closing date, the experience...
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There were several bumps in the road regarding my homebuying process. However, when reaching out to Gina she was there and the end result was a good one. I would definitely recommend Gina for homebuying services. Thanks so much!
Our application was very complex as i m a permanent resident working in Miami as a self employed while my american wife is employed in Europe by a non american corporation (no W2, etc.)
It was a pleasure to work with Gina. Thanks again
If you're looking for a Mortgage Company, look no where else than American Banchares!!
Awesome service
Gina was highly receptive to my needs in closing my home loan. She responded to questions in detail and expressed a comforting understanding for the typical frustrations which come with sourcing the necessary documents. Her experience shone...
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Perfect service!
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About
I began my mortgage banking career in 1990, shortly after graduating from St. Thomas University with a degree in Finance. In 1995 I co-founded American Bancshares Mortgage, LLC. My passion for servicing the community is driven by my core values of commitment, integrity, and transparency. Most of my team and senior management have sat in every chair of the mortgage industry, providing us with a full understanding of the business from all aspects. Such experience is truly invaluable. We are mortgage bankers, not brokers, this means we originate our own loans and have direct relationships with the government–sponsored entities that purchase the majority of the loans in America.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
I began my mortgage banking career in 1990, shortly after graduating from St. Thomas University with a degree in Finance. In 1995 I co- founded American Bancshares Mortgage, LLC.My passion for servicing the community is driven by my core values of commitment, integrity and transparency. Most of my team and senior-management has sat in every chair of the mortgage industry, providing us with a full understanding of the business from all aspects. Such experience is truly invaluable.We are mortgage bankers not brokers, this means we originate our own loans and have a direct relationships with the government –sponsored entities that purchase the majority of the loans in America. We are direct endorsed FHA, VA , Lenders , we are Fannie Mae seller/services. All processing, underwriting and closing functions are done in house, there is no middle man. When you apply with us you deal directly with the source. By keeping the manufacturing process in house we have been able to streamline and simplify the experience for our customers, and guarantee that you receive the most competitive rates on the market.I’m happy to say that I love my career, and I have taken mortgage banking to a super-hero level. If I can’t get you a mortgage nobody can!I invite you to experience mortgaging banking the way it should be.. the only way… the American Bancshares way
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Year Started
1995
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 332586
Disclaimer
American Bancshares Mortgage, LLC, NMLS# 217378, Mortgage Lender Servicer License# MLD360. Equal Housing Lender ( D/B/A ABSM and ABSM, LLC in states outside of Florida). For a list of state licenses visit http://nmlsconsumeraccess.org We strive to be compliant with all applicable state and federal regulations pertaining to mortgage lending, advertising, and marketing, including but limited to all federal regulations, and guidelines promulgated and/or enforced by the US department of Housing and Urban development, The consumer Financial Protection Bureau, and the Federal Trade commission. American Bancshares Mortgage, LLC is not affiliated with any government agency. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds.