Gina Cosculluela

Name: American Bancshares Mortgage, LLC
Address: 14261 Commerce Way Suite 100, Hialeah, Florida, 33016
Telephone: +1-786-412-2054
Rating: 4.86

Vice President | NMLS# 332586

American Bancshares Mortgage, LLC

4.86

(55)

Mortgage

Mortgage Loan Officer

Contact Info

(786) 412-2054

Hialeah, FL

https://myabsm.com/gcosculluela/

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Any questions I had were always answered even if I had to ask them various time. The entire team always seemed available and would communicate at all times.

Best experience ever. The best representation that American Bancshares could have.

Great team, responsive, dedicated, knowledgeable, easy to work with.

Timely and clear communication

Aline Philips and team support was great since the very beginning of the process. They always go one step further to make the transaction work as smooth as possible. great communication as well.

Very helpful with all of our questions and assistance

She is the best

The communication was intermittent; lost the handle on the interest rate increases. Wish I would have been informed sooner of trending especially as rates began to increase. In the end the rate went from 3 to almost 6%. if I had been informed...

Gina and her team were very professional, amicable, and caring to provide the proper financial advice that suits my case on a timely manner. I look forward to working with them again.

It was a very transparent process and communication was done timely and excluded turn around times that were followed with “Must provide now”

11–20 of 55

About

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

I began my mortgage banking career in 1990, shortly after graduating from St. Thomas University with a degree in Finance. In 1995 I co- founded American Bancshares Mortgage, LLC.My passion for servicing the community is driven by my core values of commitment, integrity and transparency. Most of my team and senior-management has sat in every chair of the mortgage industry, providing us with a full understanding of the business from all aspects. Such experience is truly invaluable.We are mortgage bankers not brokers, this means we originate our own loans and have a direct relationships with the government –sponsored entities that purchase the majority of the loans in America. We are direct endorsed FHA, VA , Lenders , we are Fannie Mae seller/services. All processing, underwriting and closing functions are done in house, there is no middle man. When you apply with us you deal directly with the source. By keeping the manufacturing process in house we have been able to streamline and simplify the experience for our customers, and guarantee that you receive the most competitive rates on the market.I’m happy to say that I love my career, and I have taken mortgage banking to a super-hero level. If I can’t get you a mortgage nobody can!I invite you to experience mortgaging banking the way it should be.. the only way… the American Bancshares way

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Year Started

1995

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS# 332586

Disclaimer

American Bancshares Mortgage, LLC, NMLS# 217378, Mortgage Lender Servicer License# MLD360. Equal Housing Lender ( D/B/A ABSM and ABSM, LLC in states outside of Florida). For a list of state licenses visit http://nmlsconsumeraccess.org We strive to be compliant with all applicable state and federal regulations pertaining to mortgage lending, advertising, and marketing, including but limited to all federal regulations, and guidelines promulgated and/or enforced by the US department of Housing and Urban development, The consumer Financial Protection Bureau, and the Federal Trade commission. American Bancshares Mortgage, LLC is not affiliated with any government agency. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds.