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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569


University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Gian was there, anytime we needed him to answer every question. He was not just mortgage consultant, he was an educator, and a consouler when we needed him.
Gian was awesome! Very responsive, and proactive throughout the entire process. He answered every call and every question. As a first time home buyer he made the process seamless and simple.
We worked with Gian two years ago for a real estate purchase and went back to him, specifically, for the most recent purchase. He is knowledgeable, returns calls and emails quickly, and is a nice guy to boot! Highly recommend. He makes the...
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We had a very smooth, quick process. When we had a bit of a discrepancy with estimate and closing statement my husband became frustrated, but our loan officer, Gian Ceretto, explained everything we needed to know regarding this situation and...
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No last minute surprises about needing more up front funds for taxes. That was very disappointing.
Excellent service,professional,communicating every step of the way.An outstanding group of pros who get the job done!!
Gian is a breath of fresh air in the loan business. His upbeat positive attitude, professionalism, knowledge and step by step organization made our loan experience a BREEZE. In addition, we were able to close in 27 days without any of the typical...
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This was the second time that I used Gian for my mortgage lending needs. He is very professional and personable while working with me through the entire process. Most importantly, he eliminated much of the stress involved in going through the...
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Excellent service
Gian was very easy to work with. He explained matters fully and kept us apprised of upcoming events and information he needed for us. He and his assistant were both very pleasant
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002

- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002

Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.