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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569


University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Gian Ceretto was calm in the middle of the storm. I always knew I could call him for a voice of reason. I really appreciated the service he and his yeam provided.
Gian was very thorough, answered all of our questions, and provided honest potential scenarios regarding possible changes in rates. He was great!
Gian was a pleasure to work with through this process. He did a great job answering questions and assisting me every step of the way. Provided resources and information as requested
Guan was available to answer questions for me and was very patient explaining information to me
Gian made the refinancing of our home a seamless process from start to finish. Gian kept us informed about rate changes until we we’re happy and locked in. Very professional and great communicator.
Gian and his team at Prosperity were great! Exceptional service, friendly and professional. Gian really listened to our situation and moved forward with our best interests in mind. I felt informed of what was going on because he would call...
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Our experience with Gian was really good from the beginning of the process to the end of it. He was always willing to help us providing all the information we needed to make the best decisions possible and we were very satisfied with the service...
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As first time home buyers, Gian was happy to clarify and simplify every step of the loan process. He was quick to respond via email, phone, and text. Would highly recommend to friends looking for their next home loan and look forward to working...
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Gian was very pleasant to work with and helped navigate what could otherwise have been a very complicated process! The online web portal was easy to upload documents to and he helped me complete the entire mortgage application virtually. He...
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Gian has been a fantastic resource during our last two real estate transactions. Communication has been amazing, and he is always available to answer any questions we had. Gian's professionalism is second-to-none, and we wholeheartedly recommend...
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002

- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002

Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.