Fred Holsman #399150
Senior Loan Officer | NMLS# 399150
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5:08 PM
Thu
9 AM to 5:08 PM
Fri
9 AM to 5:08 PM
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Reviews from Web
He was very quick to respond at any time of day! All communication was really straight forward and it came off without a hitch.
Fred and his team were great. They were friendly, knowledgeable, patient, and were easy to reach whenever I had questions or concerns. I highly recommend their services.
Great easy commutation, all questions answered (N0 let me get back to answer's) Totally a SUPER GRAET EXPERIACE.
Fred was an outstanding and trustworthy guide through the loan process. He always made me a priority. He was patient and always took time to explain the process in a way that made me feel comfortable and confident.
Reply from Fred Holsman
July 14th, 2025 03:36 PM
Thank you for the kind words, Tedd! We are grateful for the opportunity to help you with your home loan.
Fred was a boon for our Boise House loan. We live out of state and Fred was available whenever I called. He advised me on other issues that I would have to deal with and gave me advice on how to deal with it. That is called great customer service....
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Reply from Fred Holsman
July 14th, 2025 03:36 PM
Thank you, Mark! We are grateful for your trust with your home loan. Enjoy the new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 399150
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.