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Fran Cunningham- AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS # 130613 in Toms River, NJ

Fran Cunningham- AnnieMac Home Mortgage

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Mortgage Loan Originator | NMLS # 130613

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Fran understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Dawn N
    Brick Township, NJ
    Posted on April 17th, 2021 06:26 AM
    Fran was knowledgeable, professional , clear and concise with all information he shares. Fran and his team made this refi a dream.
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    Jerry N
    Toms River, NJ
    Posted on April 4th, 2021 12:17 AM
    His professional and personal touch
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    Andrea K
    Toms River, NJ
    Posted on March 31st, 2021 12:26 PM
    Fran is awesome! He’s always available to answer questions, very knowledgeable and walked us through every step of the process with patience and expertise. A++ from us!
  • Encompass
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    Doreen N
    Toms River, NJ
    Posted on March 31st, 2021 11:34 AM
    Fran always responds promptly & is always pleasant! Great person & business man.
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    Joseph B
    New Egypt, NJ
    Posted on March 16th, 2021 08:45 PM
    Fran is a exceptional loan officer. He was very efficient and great through the entire buying process. He really knows his stuff, was extremely responsive to my calls and emails.
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    Alana H
    New Egypt, NJ
    Posted on March 16th, 2021 11:44 AM
    Fran was always there to answer all of my questions and the loan process was one of the smoothest that I’ve had. I would definitely recommend Fran to others. Thanks Fran!
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    Theresa D
    Toms River, NJ
    Posted on March 10th, 2021 02:13 AM
    It was the most thorough transaction I have ever been a part of in 7 years of real estate.
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    Michael F
    Toms River, NJ
    Posted on March 9th, 2021 02:10 PM
    I was on the selling side, but I liked his weakly follow up, so I always knew where the buyer was in their process.
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    Linda L
    Manchester Twp, NJ
    Posted on February 23rd, 2021 12:37 PM
    Fran kept in constant communication with me during the loan process and walked meThrough each step as we went. Fran made theRefinance process experience stress free. I have worked with Fran in the past and will continue to for all of my mortgage...
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  • Encompass
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    Rosemary I
    Toms River, NJ
    Posted on January 16th, 2021 01:02 PM
    Fran is always available and he is super friendly and professional. He explains everything in detail and makes the process seamless.
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    About
    Fran understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Aaron is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 130613
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.