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Fran Cunningham- AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS # 130613 in Toms River, NJ

Fran Cunningham- AnnieMac Home Mortgage

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Mortgage Loan Originator | NMLS # 130613

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Fran understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.98
(66)
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Reviews from Web
  • 5.0
    Encompass
    R
    Ryan M
    Brick, NJ
    Posted on May 16th, 2026 10:17 PM
    Fran is great to work with honest , knowledgeable, and patient to guide you in your home buying process. Will definitely be working with him in the future. Highly recommending him to friends and family.
  • 5.0
    Encompass
    L
    Luciano S L
    Parlin, NJ
    Posted on April 22nd, 2026 10:37 AM
    My second time around and if I need the third you can be sure you going to see again!! thank you
    Reply from Fran Cunningham
    May 4th, 2026 02:46 PM
    I'm grateful to hear that you had another positive experience with me, Luciano. Thank you for your continued trust, and I look forward to assisting you again in the future if the need arises.
  • 5.0
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    L
    Luciano L
    Posted on March 16th, 2026 09:10 AM
    This is my second time around and it’s been extremely delightful work with Fran, he is professional, knowledgeable and he’s always available to answer any questions . I would definitely recommend him to everyone! Thank you
  • 5.0
    Encompass
    T
    Theodore R
    Brick, NJ
    Posted on February 18th, 2026 05:28 PM
    Working with Fran is a pleasure. He has a unique gift for explaining the mortgage process in a way that is clear and empowering for my clients. They provide excellent rates and even better service. It makes my job so much easier knowing my...
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    Reply from Fran Cunningham
    March 2nd, 2026 05:42 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • 5.0
    Encompass
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    Toni A C
    Toms River, NJ
    Posted on February 9th, 2026 02:37 PM
    Fran and his team were amazing! Super helpful, even when we crossed a few challenges; always responsive. They were a great support in helping us by our home. Highly recommend!
    Reply from Fran Cunningham
    February 19th, 2026 02:37 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 5.0
    Encompass
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    Toni A C
    Toms River, NJ
    Posted on February 6th, 2026 06:50 PM
    Fran and his entire team were great to work with. We hit some challenges along the way, but Fran and his team always managed to get us through, and ultimately to the finish line. As a personal homebuyer, and as a Realtor, I am happy to refer...
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    Reply from Fran Cunningham
    February 16th, 2026 06:51 PM
    Navigating challenges during the mortgage process can be tricky, so I'm pleased to hear that you and your team found our support valuable throughout. I appreciate your confidence in my services and your willingness to refer me to others as...
    read more
  • 5.0
    Encompass
    S
    Stephen C
    Brick, NJ
    Posted on January 10th, 2026 04:02 AM
    Fran is extremely genuine, and from the very beginning we knew we were in good hands. He took the time to thoroughly answer all of our questions and was always available when we needed him. This was our first time working with Fran, but it...
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    Reply from Fran Cunningham
    January 20th, 2026 07:16 PM
    It's great to hear that you felt supported from the very start, Stephen. Taking the time to address all your questions and being available when needed is something I strive for. I'm glad to know this experience has left a positive impression...
    read more
  • 5.0
    Encompass
    N
    Nicholas V S
    Brick, NJ
    Posted on June 18th, 2025 03:06 PM
    This is the 2nd time I have worked with Fran and his team, and it was just as great as the last. Fran is always available to answer any/all questions and made the entire process painless from start to finish. Have already told my friends and...
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    Reply from Fran Cunningham- AnnieMac Home Mort...
    June 28th, 2025 03:07 PM
    I'm thrilled to hear that your experience with us was excellent once again. It's wonderful to know that I could assist you throughout the process and make it seamless. Thank you for recommending us to your friends and family. Your trust and...
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  • 5.0
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    Gabrielle M C
    Turnersville, NJ
    Posted on May 4th, 2025 11:50 AM
    everyone's willingness to answer any questions we had and assisting us through the entire process
    Reply from Fran Cunningham
    May 14th, 2025 11:51 AM
    I'm thrilled to hear that our team's willingness to answer your questions and assist you throughout the entire process made a positive impact. It was a pleasure working with you at AnnieMac Home Mortgage, and I appreciate your kind words.
  • 5.0
    Encompass
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    Tammy T
    Brick, NJ
    Posted on December 31st, 2024 01:47 PM
    Fran was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others.
    Reply from Fran Cunningham
    January 10th, 2025 01:50 PM
    I'm delighted to hear that you had a positive experience, Tammy. It was a pleasure to assist you and provide the necessary information. Your kind words and recommendation mean a lot. Thank you for trusting AnnieMac Home Mortgage and myself...
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  • 10 of 66
    About
    Fran understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Aaron is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
    125
    /850
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 130613
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.