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Fran Cunningham- AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS # 130613 in Toms River, NJ

Fran Cunningham- AnnieMac Home Mortgage

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Mortgage Loan Originator | NMLS # 130613

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Fran understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Stephen C
    Brick, NJ
    Posted on January 10th, 2026 04:02 AM
    Fran is extremely genuine, and from the very beginning we knew we were in good hands. He took the time to thoroughly answer all of our questions and was always available when we needed him. This was our first time working with Fran, but it...
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    Reply from Fran Cunningham
    January 20th, 2026 07:16 PM
    It's great to hear that you felt supported from the very start, Stephen. Taking the time to address all your questions and being available when needed is something I strive for. I'm glad to know this experience has left a positive impression...
    read more
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    Nicholas V S
    Brick, NJ
    Posted on June 18th, 2025 03:06 PM
    This is the 2nd time I have worked with Fran and his team, and it was just as great as the last. Fran is always available to answer any/all questions and made the entire process painless from start to finish. Have already told my friends and...
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    Reply from Fran Cunningham- AnnieMac Home Mort...
    June 28th, 2025 03:07 PM
    I'm thrilled to hear that your experience with us was excellent once again. It's wonderful to know that I could assist you throughout the process and make it seamless. Thank you for recommending us to your friends and family. Your trust and...
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    Gabrielle M C
    Turnersville, NJ
    Posted on May 4th, 2025 11:50 AM
    everyone's willingness to answer any questions we had and assisting us through the entire process
    Reply from Fran Cunningham
    May 14th, 2025 11:51 AM
    I'm thrilled to hear that our team's willingness to answer your questions and assist you throughout the entire process made a positive impact. It was a pleasure working with you at AnnieMac Home Mortgage, and I appreciate your kind words.
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    Tammy T
    Brick, NJ
    Posted on December 31st, 2024 01:47 PM
    Fran was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others.
    Reply from Fran Cunningham
    January 10th, 2025 01:50 PM
    I'm delighted to hear that you had a positive experience, Tammy. It was a pleasure to assist you and provide the necessary information. Your kind words and recommendation mean a lot. Thank you for trusting AnnieMac Home Mortgage and myself...
    read more
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    K
    Kathleen C
    Scotch Plains, NJ
    Posted on October 31st, 2024 02:55 PM
    Fran, Jennifer and April are extremely responsive and always on top of every aspect of the transaction at all times.
    Reply from Fran Cunningham
    November 10th, 2024 02:56 PM
    I'm incredibly grateful for your kind review, Kathleen! It's amazing to hear that you were satisfied with our service. The team, including Jennifer and April, strives to stay on top of every transaction, and your feedback is a wonderful affirmation...
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    Andrew B
    Brick, NJ
    Posted on May 16th, 2024 01:08 PM
    Fran was able to get favorable terms and time-frames negotiated with the sellers
    Reply from Fran Cunningham
    May 26th, 2024 01:12 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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    Tammy T
    Brick, NJ
    Posted on March 15th, 2024 09:58 PM
    Fran was great to work with! He was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others and would use his services again in the future.
    Reply from Fran Cunningham
    March 25th, 2024 10:02 PM
    Thank you for the review. If you need anything, feel free to give us a call.
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    Joseph C
    Bayville, NJ
    Posted on December 31st, 2023 01:41 PM
    It was easy. Whenever we had questions you always answered.
    Reply from Fran Cunningham
    January 10th, 2024 01:42 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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    Caroline G
    Bayville, NJ
    Posted on December 28th, 2023 04:50 PM
    Fran is great at communication and takes great care of our clients. He is a pleasure to work with and makes the transaction so smooth.
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    M
    Mariyam Q
    Marlboro, NJ
    Posted on November 15th, 2021 12:18 AM
    Fran go above in be on to make sure customers happy all paperwork done in time very hard work for companies in customer make sure the get the mortgage. Thank you to him in your company
  • 11–20 of 70
    About
    Fran understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Aaron is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 130613
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.