Fredicia Hardnett
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Ms. Fredicia was very communicative especially as a first time home buyer. Uploading and signing documents was very simple !
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I am genuinely thrilled to hear that you had a positive experience as a first-time homebuyer, Dominique. I strive to make the process as easy and straightforward as possible, so your feedback is incredibly appreciated. I'm glad that uploading...
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Mrs Hardnett provided exceptional services from beginning to the end of the process. She was very professional, knowledgable, accessible, and patient with me. No matter how many or repetitive a questions was Mrs. Hardnett always respond in...
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Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
Thank you for your survey rating and kind words. You and your family are super special to me and I am honored to have been of service.
Fredicia is knowledgeable and has excellent communication. I felt better every time I ended a call with her. She truly earned my business and she puts the customer first. This is the smoothest and fastest closing process that I've ever experienced....
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Fredicia was always available for questions and made sure to follow up with me when I was falling behind on submitting documents
Fredicia is very detailed and stayed on top of the process. She would always go far and beyond to explain the next steps. She is very professional and pleasant to work with. Thanks again!
Fredicia was great at keeping us informed throughout the entire process, and really supported us in making decisions that made the most sense for our family.
Fredicia felt like an advocate the entire way through. She explained things, gave great advice and truly had our best interest in mind. At one point, she was the only person in our home buying process that we could trust.
I can say enough greatness about Fredicia! She is absolutely amazing. She is knowledgeable, honest, empathetic, and above all creative with her mortgage/lending practices. She got our loan completed in record time and made our dreams come true...
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Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
Thank you, Kim. I appreciate your taking the time to share your experience and am so happy you are happy. All the best and thanks for the future referrals and connections. Keep in touch. FH.
The patience to level, the confidence that security, the person you love and support and guidance to understanding the respect level to deal with my wife. She is very very energetic. I just want to thank her for getting our deal Done an a great...
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Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
Thank you Shaun for taking the time to share amilynd it was my honor to be of service to you and family.
Fredicia went above and beyond during this process and has been a blessing. I have never worked with anyone like her and I received such exemplary support from her. She is outstanding and I will recommend her to everyone that I know. It has...
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Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
Chemin, thank you for taking the time to share and I was honored to be of service. Blessings always
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #361372
Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.