Fredicia Hardnett
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
There were alot of 11th hour changes and more money required literally on the way to closing. It was difficult to the very end but Fredicia got it done
Reply from Fredicia Hardnett
September 4th, 2026 03:39 PM
Monica, I appreciate you sharing your experience. I understand that last-minute changes can be challenging, and I'm glad I was able to help navigate through to closing successfully. If there's anything more you'd like to discuss, please feel...
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Thank you. Fredicia
We had an excellent experience with Fredicia. She is very patient and always available to answer my questions. I highly recommend her to anyone looking for reliable, responsive and trustworthy loan officer. As a first time homebuyer, I truly...
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Reply from Fredicia Hardnett
August 6th, 2026 08:02 PM
It was great working with you! Thanks again for putting your trust in us.
Fredicia is a hard worker. She closed our buyer file successfully when others couldn't. Very good communication, and I know she put so much heart into this file for our buyer. Thank you
Reply from Fredicia Hardnett
July 7th, 2026 07:45 PM
Terrilyn, I'm grateful for your thoughtful words. I'm pleased to hear that my efforts made a difference in closing the buyer file successfully. Good communication is important to me, and I'm glad it was beneficial for you and the buyer. Thank...
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I cannot say enough great things about my experience working with Fredicia H. Throughout the entire mortgage process, she proved to be incredibly dedicated, hardworking, and deeply knowledgeable. No matter how complex the details, her expertise...
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Reply from Fredicia Hardnett
June 30th, 2026 02:04 PM
Thank you for such kind words, Carl. I'm truly grateful for your appreciation and it was my pleasure to guide you through the mortgage process. Your trust in my expertise and approach means a lot to me, and I'm pleased to have provided the...
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no comment to add
Reply from Fredicia Hardnett
April 6th, 2026 01:25 PM
Thank you for the positive rating. I'm here if you need any assistance in the future.
Fredicia is very knowledgeable and laid out all the options to us making the procesd very smooth .
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I really appreciate the feedback and am looking forward to working with you again.
The partnership and professionalism from Fredicia and her team.
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
Your feedback about the partnership and professionalism you experienced with me and my team is greatly appreciated, Rashad. I am glad we could provide you with a positive experience. Thank you and I look forward to assisting your friends, families,...
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We appreciate you alls dedication to get us into our new home. Thanks again, much love from Jeff and I!
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I enjoyed working with you. Thanks for the great feedback.
As a first time homebuyer, i had very little knowledge on so many thing but ms Fredicia made sure I wasn't left behind, she provided detailed information and assisted me every step of my way.i had the best experience working with her, my case...
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Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
Thanks for your kind words. I am so happy that through any and all ups and downs we WON. I am committed to ensuring understanding is gained throughout the home buying journey. Glad to know we were successful on all fronts and look forward to...
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #361372
Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.