Fredicia Hardnett
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Mrs. Fredicia and her team was amazing. As long you Remember ther can on be on Cheif in the kitchen lol she will never stear you wrong. Her level of expertlies made this process steaeas and we appreciate her so much.
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Reply from Fredicia Hardnett
November 6th, 2026 03:47 PM
LOL, YES, it's true, only one HEAD CHEF cooking in the kitchen: ME... I'm glad to hear that you had a positive experience with me and the team at Absolute Home Mortgage Corp., Johnette. Your kind words about my expertise and guidance mean a...
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There were alot of 11th hour changes and more money required literally on the way to closing. It was difficult to the very end but Fredicia got it done
Reply from Fredicia Hardnett
September 4th, 2026 03:39 PM
Monica, I appreciate you sharing your experience. I understand that last-minute changes can be challenging, and I'm glad I was able to help navigate through to closing successfully. If there's anything more you'd like to discuss, please feel...
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Thank you. Fredicia
We had an excellent experience with Fredicia. She is very patient and always available to answer my questions. I highly recommend her to anyone looking for reliable, responsive and trustworthy loan officer. As a first time homebuyer, I truly...
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Reply from Fredicia Hardnett
August 6th, 2026 08:02 PM
It was great working with you! Thanks again for putting your trust in us.
Fredicia is a hard worker. She closed our buyer file successfully when others couldn't. Very good communication, and I know she put so much heart into this file for our buyer. Thank you
Reply from Fredicia Hardnett
July 7th, 2026 07:45 PM
Terrilyn, I'm grateful for your thoughtful words. I'm pleased to hear that my efforts made a difference in closing the buyer file successfully. Good communication is important to me, and I'm glad it was beneficial for you and the buyer. Thank...
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I cannot say enough great things about my experience working with Fredicia H. Throughout the entire mortgage process, she proved to be incredibly dedicated, hardworking, and deeply knowledgeable. No matter how complex the details, her expertise...
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Reply from Fredicia Hardnett
June 30th, 2026 02:04 PM
Thank you for such kind words, Carl. I'm truly grateful for your appreciation and it was my pleasure to guide you through the mortgage process. Your trust in my expertise and approach means a lot to me, and I'm pleased to have provided the...
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no comment to add
Reply from Fredicia Hardnett
April 6th, 2026 01:25 PM
Thank you for the positive rating. I'm here if you need any assistance in the future.
Fredicia is very knowledgeable and laid out all the options to us making the procesd very smooth .
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I really appreciate the feedback and am looking forward to working with you again.
The partnership and professionalism from Fredicia and her team.
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
Your feedback about the partnership and professionalism you experienced with me and my team is greatly appreciated, Rashad. I am glad we could provide you with a positive experience. Thank you and I look forward to assisting your friends, families,...
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We appreciate you alls dedication to get us into our new home. Thanks again, much love from Jeff and I!
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I enjoyed working with you. Thanks for the great feedback.
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #361372
Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.