Fredicia Hardnett
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
As a first time homebuyer, i had very little knowledge on so many thing but ms Fredicia made sure I wasn't left behind, she provided detailed information and assisted me every step of my way.i had the best experience working with her, my case...
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Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
Thanks for your kind words. I am so happy that through any and all ups and downs we WON. I am committed to ensuring understanding is gained throughout the home buying journey. Glad to know we were successful on all fronts and look forward to...
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Working with Fredicia was an absolute pleasure from start to finish. Her communication was clear, timely, and consistent, which made the entire lending process feel smooth and stress-free. She took the time to explain every step, answered all...
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Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I'm thrilled to hear that you had such a positive experience throughout the lending process, Calen. It was a pleasure working with you, and I'm glad I could make the experience smooth and enjoyable. Thank you for your kind words and recommendation....
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She maintained clear communication and guided me in securing the best loan for my needs. Throughout the process, she was available, providing support whenever it was needed.
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I'm delighted to hear that the communication was clear and that I could assist you in securing the best loan for your needs. It was a pleasure supporting you throughout the process. Thank you for your kind words and trust in Fidelity Direct...
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I recently completed the mortgage application and loan process, and I cannot speak highly enough about the exceptional customer service I received from Mrs Hardent start to finish. Navigating the refinance mortgage process can often be overwhelming,...
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Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I'm thrilled to hear about your exceptional experience with the mortgage process. It was a pleasure assisting you, and I'm glad we could make it seamless and enjoyable. Your kind words about our attentiveness, communication, and personal touch...
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I just would like to say that working with Mrs. Fredicia was the most pleasant experience. This was my first time going thru this process and she made sure she held my hand through every step (literally). She really made me feel like family...
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Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
Natesha, it's heartening to hear such wonderful feedback. Making sure you felt supported and well-informed through every step of the mortgage process was my top priority. It's fantastic to know that you felt like part of the family and that...
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Ms. Fredicia was communicative and maintained a calm composure throughout the process that helped so much with my anxiety and instilled so much trust and faith in our relationship throughout. She was also very honest with me and literally did...
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Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
Hello D'Aydra,Thank you so much for taking the time to leave this excellent review. I'm thrilled to hear about your positive experience with Fidelity Direct Mortgage and that you felt supported throughout the process. Keeping an open communication...
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GAVE ME ALL INFO NEEDED TO GET THE PAPERWORK DONE ✅ ✅👍😎
Very informative in every way possible
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I'm very pleased to hear you found our interactions informative, Justin. Providing detailed and helpful information is one of my top priorities at Fidelity Direct Mortgage. It's fantastic to know that I was able to meet your expectations and...
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Mrs. Fredicia Hardnette was very professional and helpful during the entire process. She made sure understanding the process was clear and complete.
Thank you - Mrs. Hardnette
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I appreciate your kind words, Antonio. As part of Fidelity Direct Mortgage, my aim is to ensure that the entire process is transparent and easy for our customers. I am thrilled to learn that you were satisfied with the service. It was a pleasure...
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Fredicia Hardnett was very helpful throughout the whole process. She always answered all my questions and gave us quick response. Always answered our calls. Very nice all the time in a good attitude.
Reply from Fredicia Hardnett
February 11th, 2026 03:33 PM
I am really delighted to hear that you had a positive experience with me at Fidelity Direct Mortgage. It was a pleasure assisting you throughout the process and I appreciate your trust in me. I always strive to provide prompt responses and...
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #361372
Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.