

Federico Montoya
Sales Manager | NMLS # 319786

Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of th... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
The clarifications in submitting materials that I got from Federico Montoyo
Very streamlined process made it easy
I was in a very awkward situation with my refinance because my previous mortgage broker canceled all pending applications. Federico got the documents transferred from the previous mortgage broker and was able to quickly and efficiently complete...
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Federico was amazing to work with. He is professional, knowledgeable, and takes care of you like family. I would highly recommend working with Federico!
Federico was exceptional every step of the way and has a very smooth process. He also has an upbeat, can do attitude which I love. Great job!!!
They were always in communication with me an very helpful an willing to answer any questions I had
I worked with Federico on three different transactions. He is extremely reliable, communicative, and patient. He answered my questions and helped me explore various options. I highly recommend working with Federico and his great team!
Working with Federico been a great experience through the Refinance process. If there, were any questions or concerns I had along the way he was able to respond and answer quickly.
I have worked with Federico Montoya for the past 15 years. He has helped me with 3 home refinances and a home equity line of credit. He is always professional, attentive, and has great communication skills. The process is always seamless. He...
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Federico is without a doubt the best Loan Officer in the business. A genuine, kind, caring, and loyal to the consumer type of individual. He has the best intentions for his borrowers; high integrity, morals, and values. If he believes you can...
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About
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- NMLS
- Hispanic Chamber of Commerce
- NAHREP
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 319786
Achievements
- President's Club
- Chairman's Club
Hobbies
- Snow Skiing
- Coaching Basketball
- Coaching Baseball
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235