

Federico Montoya
Sales Manager | NMLS # 319786

Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of th... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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The Professionalism
Reply from Federico Montoya
July 15th, 2022 05:02 PM
Thank you for taking the time to provide feedback, it is very valuable!
As both a realtor and a client, Federico is one of the best lenders I have worked with and he made it all happen in what I would call a "smooth process", with no surprises He is someone to have in your corner when buying a home or refinancing!...
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Reply from Owner
May 7th, 2024 02:59 PM
Thank you for providing feedback, we are happy to see you are fully satisfied with our service!
Federico Montoya has received a review with 5 star rating from Alberto M
Reply from Owner
May 7th, 2024 02:59 PM
Thank you for providing feedback, we are happy to see you are fully satisfied with our service!
Everything about my experience with Federico is 5 stars. I was a first time home buyer last year Fedrico- Synergy lending made it easy and fast.Synergy's rate was good or the best rate ,I can’t imagine working with another lender in the future...
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Reply from Owner
May 7th, 2024 02:59 PM
Thank you for providing feedback, we are happy to see you are fully satisfied with our service!
Federico and his team were awesome to work with. Everything was easy and transparent, definitely will work with them again.
Reply from Owner
May 7th, 2024 02:59 PM
Thank you for providing feedback, we are happy to see you are fully satisfied with our service!
Federico and his team are top notch! They are gret communicators and really go the extra mile for thei clients. I HIGHLY recommend them!
Reply from Owner
May 7th, 2024 02:59 PM
Thank you Sam!
Incredibly knowledgeable and quick turnaround time, exactly what you should want from a lender
Reply from Owner
May 7th, 2024 02:59 PM
Thank you for providing feedback, we are happy to see you are fully satisfied with our service!
Federico Montoya has received a review with 5 star rating from Francisco L
Reply from Owner
May 7th, 2024 02:59 PM
Thank you for providing feedback, we are happy to see you are fully satisfied with our service!
Mr. Montoya helped me out with a loan when going through a divorce. I so appreciated his help in this difficult time.
Reply from Owner
May 7th, 2024 02:59 PM
Thank you for providing feedback, we are happy to see you are fully satisfied with our service!
Available, accurate, everything you want in a lending advisor
Reply from Owner
May 7th, 2024 02:59 PM
Thank you for providing feedback, we are happy to see you are fully satisfied with our service!
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About
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- NMLS
- Hispanic Chamber of Commerce
- NAHREP
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 319786
Achievements
- President's Club
- Chairman's Club
Hobbies
- Snow Skiing
- Coaching Basketball
- Coaching Baseball
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235