

Federico Montoya
Sales Manager | NMLS # 319786

Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of th... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Every part of the process was made easy and simple. I was a first-time home buyer and received so much helpful information along the way. I am very grateful and pleased with my experience.
Reply from Federico Montoya
November 19th, 2023 05:33 PM
Thank you Faith for taking the time to provide feedback. Please let us know if you have any questions in the future. Congratulations!
Que en menos de una semana revisaron toda la documentación yo los recomendaré
Reply from Federico Montoya
November 15th, 2023 08:30 PM
Thank you Uwaldo, please reach out with any questions in the future?
We closed on time without any issues.
Reply from Federico Montoya
November 9th, 2023 12:09 AM
Thank you for taking the time to provide feedback. It is very valuable for me and my team.
Good Job good communication thanks
Reply from Federico Montoya
November 9th, 2023 12:09 AM
Thank you very much for taking the time to provide feedback! Congratulations on your new home and please call me with any questions!
I recently had the pleasure of working with Federico for my home loan, and I have to say that his customer service was exceptional! From start to finish, they were always available to answer any questions I had and guide me through the loan...
read more
Reply from Federico Montoya
November 4th, 2023 01:42 PM
Thank you very much Alejandra for taking the time to provide feedback, it is very valuable to me and my team. Everything you describe is what I strive for and I'm very happy for you both to be able to buy the home you wanted!
Good communication
Reply from Federico Montoya
October 21st, 2023 07:08 PM
Thank you for taking the time to provide feedback! Please let us know if you have any questions in the future!
Pretty quickly process and smooth. He work great with our budget Thank you Federico
Reply from Federico Montoya
October 13th, 2023 02:26 PM
Thank you for taking the time to provide feedback Victoria! Your feedback is valuable to me and my team. Please contact me with any questions in the future!
Federico gave great advise to higher my husbands credit score and got us a great loan type that worked for us!
Reply from Federico Montoya
October 5th, 2023 07:04 PM
Thank you for providing feedback Danielle! Let me know if I can help with anything in the future!
You have a good team workers
Reply from Federico Montoya
October 5th, 2023 07:04 PM
Thank you for providing feedback Fernando, it is very valuable to me and my team. Please reach out with any questions!
Get help on all steps answered all my questions very satisfied
Reply from Federico Montoya
October 3rd, 2023 05:59 PM
Thank you for taking the time to provide feedback. It is very valuable to me and my team!
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About
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- NMLS
- Hispanic Chamber of Commerce
- NAHREP
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 319786
Achievements
- President's Club
- Chairman's Club
Hobbies
- Snow Skiing
- Coaching Basketball
- Coaching Baseball
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235